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Future Eagle pilot

God, I hope I get to interview this guy someday.

The math is simple. A 2.5% multiplier annuity payable in my 40s based off DFAS tables is leaps and bounds a much more lucrative deal than a FERS 1% multiplier payable at 62 based off GS SSR tables (or worse, slick GS tables due to the high probability one cannot medically finish civil service as an ART to 57) for my qualifying military service. So much so, that it becomes the difference between being able to retire to a lifestyle I can enjoy versus not being able to make black on the same amount of working life invested. To me, that's a critical difference since I am the primary breadwinner. I don't know how else to explain the math difference for ya. If your personal circumstances make a 40% annuity cut for 10 more years worked mere chump change because you have a high earning spouse or otherwise are not the primary breadwinner, then that's cool; I'm limiting my comments to my circumstance. If Uncle Sam shorts me the opportunity of an AGR retirement and considering I'm going to get Social Security and a Reserve retirement whether I'm an ART or a Walmart greeter anyways, the question then becomes what is a more lucrative avenue in order for me to attain my retirement goals: ART or airlines. Without a doubt, an airline that offers a 10%+ B-fund at present rate narrowbody FO rates, offers off-the-charts better return than a GS-13 ART job. If the ART job was CSRS, then the math for me would favor ART for the opportunity cost of furlough/income loss at the airline to me. But under FERS, at 1%, it's game over, no contest, the airline is better. I'd love to enjoy the higher time at home an ART could potentially offer, but not at a 40% annuity reduction from AGR retirement or airline/TR combo retirement. I can always go back and get me that FAA ASI/post office job if the airline lottery fizzles, but I'd be remiss if I were to balk on the opportunity to make that kind of coin for my family and my solvency in retirement if Uncle Sam is going to jip me off an AD annuity anyways. As always, to each their own. Clear as mud?