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You lost me when you said "Hog" and "BFM" in the same sentence... Sent from my SM-G920V using Tapatalk

Most of us weren't around back then. Good to see you still remember it like it was yesterday.

A long while ago before Kenny Powers even had wet dreams about being a FAIP there was a BFM shootout with 15E's, C's, 16's and hogs. You didn't know what you were fighting til the merge, heaters and guns only. Hogs took 2nd place behind c models. There's something to be said about a 2k turn radius, hi turn rate and 480 flares. Not to mention a gun that has you in a wez when you think it's outside max range.

While your viewpoint it valid, your history is not. Jefferson vs. Adams I Jackson vs. Adams II Johnson vs. Goldwater are likely the most egregious examples of polarizing candidates that divided the country. We can leave the 1860 election of A. Lincoln and the resulting secession of South Carolina, et al, for another time. We'll be fine, generally, regardless of which POS is elected President. Where we have gone wrong, IMHO, is the fact that both current political parties have ignored their constituencies and become entirely self-contained units. We have the Democrat liberals and the Democrat-lite parties, both intent on lining their own pockets, never mind what we mere peasants say or want.

It's just a philosophy shift for me. The rebalance approach was previously my strategy, and I think it's a great one, but it just doesn't fit my goals anymore. I prefer to be much more hands on now, and try to view my investments as individual ones rather than a broad market of stocks. I'm not concerned about bull or bear markets, but rather which of my companies are under vs overvalued. This is only within accounts I have lots of flexibility and control over, however. For my TSP, for example, I do subscribe to the re-balance theory exactly as you describe. For my personal Roth and taxable accounts, which I obviously have much more control over, I don't want transaction costs and market timing efforts by rebalancing to erode gains which I feel I have better control over by utilizing buy and sell decisions individually. And I buy way, way more than I sell. But again, there's nothing right about my plan and wrong about someone else's. Well, there are lots of "right" and lots of "wrong" ways to invest in my opinion. Definitely no perfect one-size fits all approach, which was meant to be my original point.

Visit both campuses and choose the one with the higher density of beautiful young women.

You can pick two of those.