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Are you gonna throw yourself a passover party? Get yourself one of those commissary cakes with Captian rank on it!

Unfortunately, the credit bureaus sell data about you and other companies sell leads to mortgage companies. Optoutpresecreen.com is your best chance. If you go to each credit bureau to opt out, you'll still going to get letters because mortgages are also public record. Simply using the VA Addendum that is recorded publicly on your mortgage can be used to identify you as a VA loan holder. Opting out of credit bureau lead generation companies won't prevent public record lead generation companies from mailing you. I tried doing a letter marketing campaign once with FHA loans and successfully refinanced hundreds of borrowers when the streamline program came out. I eventually fired the guy who suggested it and never did it again. We did over 100 free loans but dealing with people who only know us by a letter isn't the way I chose to do business. Too many borrowers lied about occupancy issues including a finance professor who backed out when he read the FBI disclaimer at closing. The VA IRRRL streamline program is awesome, but too many lenders mislead consumers about who they represent as well as the terms. The fliers are liars is my company motto. I do no cost VA IRRRL's and spend a lot of time educating Veterans on the product. If you have a rate below 3.25, don't waste your time. One really good option is to do a VA IRRRL to switch from a 30 year term to a 15 year term without costs. The average no cost rate depends on credit score and the state you're in. 3.375% in MS and Colorado for example, Loan amount $200,000 or more, 680 FICO and above, APR same if you're a disabled veteran. Most can expect 3.5% to 3.625% no cost on a 30 year to 3.375% - 3.5% no cost in a 15 year. No cost means a credit for loan fees and the VA .5 % funding fee. If your seeing a rate below 3.5% on a flyer, it's a teaser for a 3 year arm, or a 15 year fixed with points to buy the rate and you Roll in costs. No out of pocket costs is a common deceitful term because there are costs!! They just roll on.. Beware of ALL flyers because they are trying to prey upon your wishful thinking. I don't pay escrow prepaids on my no cost VA refinances so you'd need decide on what to do about them. These get refunded so aren't any issue really. You can pay them at closing then get them refunded or roll them into the loan and keep the refund. Additionally, if you are a disabled Vet, the VA IRRRL doesn't have any funding fee so you could even do a no cost cashout Refi. The VA IRRRL is a government streamline Refi for VA loans. There is a .5% funding fee, no appraisal, no income, no asset, no pest inspection, no COE required and most lenders have 0 or a reduced underwriting fee to do these loans. I offer these no cost loans to my clients as a customer service especially when they used me for the purchase loan. Just an added benefit for choosing my company. Our margins on these loans are quite low when compared to a lender sending out flyers that they pay thousands for. Typically these companies spend $10,000 on a flyer campaign to get 2 to 20 loans. That means that each of the actual loans pulled through must bear the cost of the entire flyer campaign that month. I don't have these up front mailer costs so we aren't trying to recoup the investment in mining for loans!! This was an unusually long response but I'm happy to educate all of you on my 18 years of dealing with these pieces of garbage that usually are used to take advantage of you. I keep many of these letters at my office to teach my employees on how others use deceitful messages to sell mortgages. Thanks! Marty And thanks to all of you who have chosen to trust me and my company to serve you. Sent from my iPhone using Tapatalk

I'm beginning to believe there's some ground truth in that statement. Big MAF has been non-promoting and downplaying the C-130 community for a decade now, and it's showing. I personally think this is an outflow of some sincere C-130 hate that developed in SWA. I wish this was hearsay, but got to see it first hand more than once: senior C-17 guys who fostered a deep and seething hatred at the idea that a C-130 might perform better at something than a C-17 (specifically airdrop and LZ efficiency in those conversations). I love the C-17, and I think we need more of them, but C-130's are better at tacair because that's what they were built for. Big Blue doesn't agree with that idea. I didn't believe that sibling rivalry could actually impact this high in the scheme of maneuver, but I'm beginning to think otherwise. Sorry to hear that the C-130 community is in such a state that dudes are not wanting to promote to O-4. That says a lot. Duck, good luck and I'm glad to hear you were able to get what you wanted. 16 months and counting... FF

...on deaf ears... Bendy Sent from my iPhone using Baseops Network Forums

So proud of you, Duck!! Letter to the board paid off!

FAIP drop today. CBM fighters: 1 F-35 1 F-22 5 F-16 2 F-15E 1 A-10 2 B-2 no buffs or bones

Unfortunately I'll just ride it out. Since the next board is in December, I expect to be separated and with the ANG by March. So about 8 more months of you guys putting up with my $hit. Sent from my iPhone using Baseops Network Forums

So what happens next, Duck? Do you need to ride it out to next year's board, or are there other options for escape?

Ha ha. Yeah, actually I am. I have a couple buddies who got passed over for O-5 and we talked about throwing a party once I got the news. Whats messed up is that they actually wanted to stay in, get promoted and continue to 20, but apparently the pilot shortage is over, because my wing had a 30% promotion rate to O-5. Now that it is done though, they are starting to see the light.

Considering many want out and are looking at how to get passed over, I think Ducks post was a great addition to that conversation.

Bragging that I got passed over? I mean, yeah I feel like I won the lottery, but that post wasn't a "look at me" post. Talking to all my buddies who got promoted this cycle, they kept saying, "Dude the promotion rate is gonna be 94%, you don't have a chance to get passed over". They are all fed up with the AF as much as I am, yet they didn't want to try because they thought it wouldn't matter. I could have better prefaced the reason for posting my $hitty AF resume, which now means jack $hit since I am a passed over Capt, but honestly it is only to encourage other IPZers a way out of the suck. Maybe if more people tried it, the AF would listen, but probably not. All I know is that I am trying to make a better family life for my wife and the little ones. I have more failures than successes in the AF, and got lucky a couple times with a couple good bosses. I know of better guys and pilots who got passed over because they didn't "check the right boxes". Bottom line, I have one foot out the door and I couldn't be happier right now. If I knew ya in real life, drinks would be on me. Cheers.

Rumor is LRAFB had similar stats, maybe it's just us 130 guys? Maybe all the Cols on the board are like Rhatigan and find us 130 guys "unprofessional."...

I know we don't talk the Enlisted stuff too much on here, but the new CMSAF just shat all over the outgoing idiot's EPME "revolution." Everyone should have gotten that email today.

I think it had more to do with running out of people to fill the slot (sts). Sent from my iPhone using Baseops Network Forums

Just to be technically correct, they were aileron rolls.

If you are interested in space, talk to 310th directly. You will be an easy hire, they are always open to picking up LTs. I just came off a DO tour in 310th and i hired every LT i can find. Sent from my iPhone using Tapatalk

Dafuq you need ATIS for if you're already on the ILS? Seriously, all the shit dudes have said here rings true. The only thing I'll add is that one's success in making the transition if you choose that path in the future isn't a given. It takes some work and a simple but crucial understanding that you're entering a completely different environment. Harder? Hell no, not by a country mile. Apply yourself maybe half as much as you did to get through UPT and you'll be fine. But thinking that being a SH Viper, Hornet, Raptor, -17, whatever guy is going to carry you through on its own is a mistake. Your mil status is also not a guaranteed job offer. The airlines don't start beating your door down when they find out you're available though, at the current hiring rate it may seem like that for some guys. Expect to put in some time prepping for interviews and realize you're breaking very new ground. There's lots of gouge from the bros out their and several well run companies that'll relieve you of a small, but worthwhile investment to make sure you're ready to sell yourself when the time comes. It's a multi-million dollar career that many mil guys have missed out on because they decided to wing it and figured WIC, a 1000 hours of IP time in the Viper or some other feather in their cap was going to make it a breeze. Not hard.....just different......way different. Oh and while I gocha here......The shit some mil guys do and say (the famous 5% we've all met) when they finally start their new careers would make you cringe. The tools who have come before you leave a lasting legacy. When you hear the stereotypes assigned to us all thanks to those clowns, you'll maybe have a slightly understanding of what it's been like being an Eagle driver since that fateful day at Kadena 30+ years ago . So, try to play nice with the civilians. Taking every opportunity to attempt to impress them with combat stories or "there I was" BS, making them feel inferior in general or lecturing them on how things were back in your old life isn't generally the best option. There will be plenty of bros in the other seat to swap stories with but not always. Also, accepting that airline X is paying your a shit-ton of money to fly their jet the way they want you to and not how you think it should be flown is also extremely helpful. Adjust accordingly and be one of the 95%. Good luck with whatever path you choose.

From my perspective as a career fighter/trainer guy in the AF, and now having flown at both the regionals and the majors...could not disagree more. Herding airliners around the sky, from both an airmanship/decisionmaking/judgment/thinking perspective and a stick-and-rudder perspective, is "vastly" easier than 90% of the tasks I had to perform even as a wingman in the Strike Eagle. The military flying required greater "headwork" and flying skills on an acute basis, task-for-task and hour-for-hour. There are a good number of airline pilots that I work with now who would not last a day doing what I did for a career in the AF -- and I now, sadly, have to include myself in that description. My skills have atrophied even in a couple years of droning in the flight levels and babysitting the FMS. Even the most challenging situations I've run up against -- maintenance issues, challenging weather, dealing with unruly pax -- don't require the skill and proficiency I had even a handful of years ago when I was turning-and-burning for a living.

Doesn't really matter. Fly a great jet and don't pass up an opportunity to shut up. Encourage your classmates to do the same.

The 940th has RPAs and maybe the 919th. And space with the 310th. They're part of 10 AF. As for vacancies if you have a portal account and can get on AFPC secure, you can look in RMVS but that only shows completely vacant position and a lot of units do overages. https://www.afrc.af.mil/Units/

When all the existing services can pass an audit, then maybe we can talk about adding another one....

The 135 has landed with the nose gear retracted twice without any major damage. It is entirely different if a 135 hits a bunch of cows with the nose gear on a touch and go.

Until that wall is built, just sit on the north side and let the girls come to you, brah.

I keep telling my liberal friends not to get wrapped up in collusion crap because when the networks finally admit its nothing, they will be let down like they were the day after the election. They are turning themselves bipolar.

you're right, it was hurtful. sorry brother. and no, not angry, just don't like to see stupid bragging masqueraded as something else.

BLAH BLAH BLAH look at me i'm a douche. No one cares about how much of a big deal you think you are duck, but keep posting away with your wealth of GK