I could also see the AF pitching 20 year pilot ADSC's.
Which should be considered a predatory loan or some sort of indentured servitude, though. There needs to be some sort of mechanism to protect enthusiastic, misguided, brainwashed 21 year-old's from an exploitative and unfair contract.
I could totally see enthusiastic, ROTC cadet, past me signing that. And, in that scenario, current me would 100% hate and loath my former ROTC Cadre for basically being willing to knowingly sell me into an unfair, biased, and unconscionable contract.
Let's hope that COA (and stop loss) are never seriously considered by the geniuses at the ARTF & AFPC.