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Showing content with the highest reputation on 02/28/2023 in all areas

  1. A whole lot of silence from some BO members who were loud af only a few months and years ago. Says a lot. You know who you are.
    7 points
  2. Either you are pro vax and the rise in heart attacks is because you hate science and caught COVID, or you are anti vax and anything negative that’s happened in the last 2 years is because a vax exists. No chance COVID being in the world on its own made heart attacks go up regardless of anyone’s actions. No middle ground allowed on this forum. Get your logic out of here.
    3 points
  3. That's tame compared to Bent Spear '07 for that base. That place is...radioactive. I'm here all week good night!!! *badum tsk* 😄
    3 points
  4. https://www.foxnews.com/politics/san-francisco-reparations-panel-decided-5m-per-black-person-wasnt-math-formula We "feel" like black SF ers should get 5 million a piece. For a city that never had slavery, this seems like quite a bit of money to hand out. Where will they get enough money to pay all of the black SF ers? This country will be better off when we stop separating Americans based on the color of their skin. Have we not learned anything from slavery? I hope SF continues to fail. They need to realize how stupid their ideas are. Edit: If the SF ers really want to show how sorry they are for everything this country has done, they should all pack up and leave. Afterall, they're all living on stolen land.
    2 points
  5. Thanks for the Vanguard CD info, I think I’ll wait another 3-4 mos. Take a look at their Federal Money Market rates - just over 4.5% last week VFMXX. Daily dividend, pays out every month. Been with them for many years, no complaints!
    2 points
  6. You can be stupid and right at the same time. While we generally agree on a lot, reading your posts feels like chewing on tin foil. They are inane enough to make some smart part of my brain wish we didn't agree.
    2 points
  7. There’s no convincing some folks here and TBH it’s not worth trying that hard. Pro tip: don’t vote for someone who shares @BashiChuni’s views in the 2024 primary or general unless you are comfortable with a radical change in policy toward Ukraine come Jan 2025. It’s not my top issue and probably not you’re either, but I at least think it’s important! And can some of my Republican friends get Ronny D a copy of some of Ronny R’s greatest hits and get him on the side of opposing Russian tyranny in Eastern Europe? Seems like it should be a layup for any Republican, but I think he’s been reluctant to go that direction due to the base being at least 45.69% in favor of completely capitulating to Putin. 🤦‍♂️ Reasonable Dems and Republicans can agree: Putin sucks, he’s failing in his war of conquest, and we’re getting amazing value by supporting the Ukrainians as well as actually doing the right thing morally, which in this case to me at least is crystal clear. Let’s not give up before the fight is over.
    2 points
  8. He deserves to die alone in prison…but he won’t.
    2 points
  9. I'll take a stab at it. H.R.25 (the Fair Tax Act) would be a good solution in my opinion, but Pres. Biden has threatened to veto it if it passes. If you aren't yet aware, the Fair Tax has been proposed in Congress regularly since around 2005 but has never seen a vote. The Democrats/mainstream media try to paint it as a 30% regressive tax that will increase the middle-class tax burden. But if you read the actual bill, you'll find out why it's never seen a vote and why politicians hate it so much: it takes lobbyist money out of their pockets and takes away the control they exert with the IRS. The bill completely does away with the incompetent IRS (which fails to collect a TRILLION dollars of owed taxes each year: https://www.reuters.com/article/us-usa-treasury-irs/irs-chief-says-1-trillion-in-taxes-goes-uncollected-every-year-idUSKBN2C0255) which costs over $12 billion to fund each year. This means there will be no federal income tax or payroll taxes withheld from your paycheck and you won't have to file federal taxes each year (it gets rid of capital gains taxes as well). The Fair Tax is also progressive in the sense that everyone (every registered household) will receive a monthly prebate (rebate) check to cover purchases of necessities up to the federal poverty level. This effectively makes the tax rate 0% up to the poverty level and then it staggers up to 23% based on what you buy. This is key because it encourages saving money and purchasing used goods since the tax will only be levied on new goods and services. You are now in control of your tax rate based on what you choose to buy or not buy. The Fair Tax would get rid of tens of thousands of pages of IRS tax code and replace it with 100-200 pages of tax code. Politicians don't like it because it closes all the tax loopholes people like Warren Buffet and Donald Trump use to pay less taxes than middle-class Americans. It also get rid of corporate (and export) taxes (which only get passed through to the consumer anyway). This will bring businesses and jobs back to American soil because there will be no reason to move them offshore any longer (except maybe wages for labor). It is also fair because everyone (regardless of income) pays the same rate. This is important because we are recently seeing a huge jump in rich people moving overseas to avoid taxation (https://calbizjournal.com/why-wealthy-people-are-giving-up-their-american-citizenship/). Also, it will potentially bring in more money because all the people that don't pay taxes now (career criminals, undocumented immigrants, pimps, etc.) will then be paying sales tax at the register for new goods/services. Most states are already equipped to collect sales tax so it won't be a huge transition. I wish people would spin the monthly prebate checks as "reparations" because then lots more people might support it. 🙂 Wikipedia has a lot of the details regarding the amount of the prebate checks, etc.: https://en.wikipedia.org/wiki/FairTax.
    2 points
  10. Off topic, but parts of Reddit are amazing resources and communities. It all just varies wildly by r/ because they're all moderated differently and attract different people. Some are massive dumpster fires with the worst of humanity on the prowl, others are awesome niche communities where people share tons of helpful info that's hard to find elsewhere. I've had a great time in some EV, solar, DIY and hobby subreddits. Staying away from anything remotely political is probably good advice. Truly, more than probably anywhere else, YMMV.
    1 point
  11. Thanks, wave & company - all great info. I’ll be calling VG this week to start an entry point - will advise. V/r,
    1 point
  12. 1 point
  13. FYI: I have a non-callable Brokered Vanguard CD at 5% and it's a little different method of payola then a regular bank CD. - A regular bank CD valued at $100,000 with a 5% APY has a 4.88 dividend rate with a APY total of 5% profit. --Example: 5% APY totals $5,000 in profit/your bank CD value after 1 year = $105,000 - A Brokered Vanguard $100,000 CD at 5% works in a different way. -- Example: At the end of 1 year the Vanguard 5% CD also pays out $5,000 in profit (monthly dividends) just like the %5 bank CD. The Difference is the Brokered Vanguard CD $5,000 in annual profits is "ALL" deposited (monthly dividends) into whatever "OTHER" account you select. -- FYI: All my Vanguard %5 CD monthly profits are also deposited into VMFXX and todays VMFXX rate (27 Feb 23) is currently set at 4.52%, up a little from the Jan 23 rates.
    1 point
  14. 1 point
  15. To me it's all just the PITA factor and what you're willing to put up with for a slightly higher rate. My hierarchy for preference for "cash" is: High Yield Savings > Money Market Fund > T Bills > Bank CD > Brokered CD, sorta rate dependent if any one of the above is a true outlier high or low. I value not having to f around too much and remember ladders and buying/selling/etc. plus having liquidity for my actual cash. HYS and MMF retain both and I don't have to think about it at all. If T Bills or Bank CDs are significantly higher, might be worth the asspain to lock up some of my money. I'm not a fan of brokered CDs because there's a little extra risk but the again I'm not super smart on them so maybe I don't fully understand them compared to a bank CD. Big picture I want "cash" for an emergency fund (like if I slept with the WG/CC daughter and get super-fired, etc...credit cards are for actual "normal" emergencies haha), but I also keep enough liquid money to jump on other investment opportunities and I don't want to have it locked up if I don't have to. I'd love to buy another rental property if/when prices & rates come down but I'm not exactly holding my breath...shoulda bought another one when I bought in 2021 but hindsight is 20/20 and if I had that I'd just do sports betting Back to the Future style and call it a day. That being said I did buy a ton (for me) of I Bonds over the last 18 months because the rates on those were redic. 9.62% from May to Oct 2022 was 🤩 for something that's damn near completely safe. In that case I was willing to trade ease and liquidity for rates.
    1 point
  16. Just threw out some No Doze I found in the medicine cabinet a few years ago. Aaahhh...the memories
    1 point
  17. Got a heads up on this a few months ago and locked in 3 separate Vanguard brokered CDs at 4.5-5% w/ maturities between 6-9 months your choice. Not bad if you have alot of extra coin laying around
    1 point
  18. In a word… Yes. Because we aren’t “going to war” and again that could be explained to you in about 6 minutes. You’ve spent more time arguing with me than it would take to educate yourself as to why the strategic policy makers are doing what they are doing in regards to arming Ukraine. Sent from my iPhone using Tapatalk
    1 point
  19. https://slaynews.com/news/cbs-soaring-heart-attacks-lack-masking/ 🤡 🤡 🤡
    1 point
  20. Tell us you didn’t watch the video without telling us you didn’t watch it… Dude lays out exactly why waiting for Russia to invade Poland/Latvia/Estonia/etc is suicide at about the 6 minute mark… At 25 minutes he explains why something like Nordstream would happen intentionally… Yes we get it, it’s not Tucker Carlson but this guy briefs strategic level government officials and key notes seminars on energy and agriculture industry leaders and investors. Tucker… briefs people living in trailer parks. Sent from my iPhone using Tapatalk
    1 point
  21. "Daily" on the cat-n-mouse might be a stretch, but it happened off and on. Lots of lessons on this one but it's nice it had a good outcome. Part of the "two miles" is taken up in a 20+ degree almost gimballing the radar look-up shot. Fringe of the envelope shot by the time it launched. Good god - "Benji 41 cleared kill".......... "Benji looking for clearance to fire" (cuz' the first one wasn't good enough)"............ "Benji 41 cleared kill, cleared kill". That only ate up 3-4 precious miles. That MiG should have had missiles flying toward it at the 15 miles point ("Well south of the line"). AWACS is assuming Benji is gonna shoot and Benji is assuming AWACS knows he wants clearance to fire. They don't get on the same page until the short curlys. Damn right the missile was pit-bull off the rail. It also had to do a serious immelmann to chase down the Mig-25 as it passed over the top of the shooter. Pretty good testament to the capes on a -120A. Get the clearance to fire ASAP. When you finally get it, process the clearance in your mind so you don't have to ask the same question twice. That was almost an abortion but when you get to put a Flag/Silhouette and a date on the side of your jet, almost all sins are forgiven.
    1 point
  22. Democrats upended our entire society, enabled the FBI to suppress free speech via tech companies thereby preventing actual doctors from informing the public of treatment options, went full totalitarian on forced injections and punished children who now suffer record heart attacks... without anything positive to show for it, do I have that right? I guess they did bludgeon Trump with their fake death counters to help get the China crony Biden "elected," and apparently C19 inadvertently escaped a Chinese bio weapons lab which Fauci helped fund. I'm sure some idiot will jump on here pointing out there's no proof Wuhan institute of virology was a bioweapons lab, because they naively believe the PLA have altruistic motives for tinkering with infectious diseases. There is no reconciliation without accountability. Fauci should be in prison along with several state governors. Will be interesting to see if we are capable of government accountability anymore.
    1 point
  23. We're so fucked when another one of these with actual consequences comes around. They have blown ANY shred of credibility away.
    1 point
  24. Experts in Mobile Alabama have said the mysterious creature might also be a crackhead and provided an amateur sketch. https://www.foxnews.com/world/mexican-president-viral-claim-photo-proof-mythical-woodland-elf
    1 point
  25. My favorite part about dodging wx is having an on coming car flash his lights at us as we're scud running around 15 feet AGL in a snow storm. I really wish that I would have WX CNXd that one.
    1 point
  26. The last, missing part should be, after 1 hr of sitting in EOR: “we just went to 300, launch now!”…#4’s gear isn’t even up when, “hey it’s the SOF on AUX, we just went below mins, divert the 8 ship to Tokyo.” 100% true story.
    1 point
  27. Behold lads and lasses, a legend is born with the best Selfie ever! Free beers for life my friend!
    1 point
  28. 2nd on reading Devotion, the movie was decent and worth the 3.25 in the desert. It left a lot out on the humor of Jessie Brown and his desire to fly and his up bringing. The flying scenes are decent and the director did his best to use actual planes and sets vs cgi completely like Red Tails. If you’ve got Paramount + watch it.
    1 point
  29. I wish. Currently teaching AFJROTC and we are getting cut. The HQ is trying to close 300 units (out of 870) to bring up the rest to a decent level of funding. Incidentally, an AF recruiter comes to visit us maybe once a year. Army National Guard recruiter I see almost weekly and he helps us out with supplies, gear, etc. But hey, we got billions $ for Afghanistan (still giving them $) and Ukraine but just peanuts for our own kids.
    0 points
  30. I’ll happily be stupid all day if Biden keeps us out of ww3. I assume you’re talking about Ukraine. because the only stupid mother fuckers were the ones who went for the government COVID narrative. sure are a lot of “conspiracy” theories coming true these days
    -1 points
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