I just love it when someone decides to pass judgement on the financial status of others.
If you are financially sound, have invested smartly, and life has dealt you a great hand, then good on you! You should count your blessings. I'm happy for you!
Keep in mind that there are many others that may not be as fortunate as you, and various factors have impacted their "financial health".
For example, those who lost their airline pension during the collapse of the airline industry after 9/11. Or those who were furloughed for 10+ years. The stories of how they adapted are varied, but in many cases not conducive to saving for retirment. Not familiar with the PBGC? You're fortunate. https://www.pbgc.gov/search-trusteed-plans?key= united airlines
Many pilots deal with very costly things such as taking care of elderly parent(s) that are in assisted living or Alzheimer facilities.
Or they have a dealt with a spouse or child that has significant medical needs. In many cases, there are not only costs invovled, but the time spent on taking care of loved ones can mean less opportunites to work.
I know plenty that have incurred the expense of a painful divorce, and others that have had legal issues that have wiped them out. The list goes on.
So instead of preaching to us about how some pilots cannot be trusted to professionally fly an airplane if they don't meet your standards of financial success by the time they turn 65, maybe you should simply be thankful for what you have, and offer a modicum of support for those that have't landed on the gravy train that you are able to ride.