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ThreeHoler

Supreme User
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Everything posted by ThreeHoler

  1. Lightning Bolt!
  2. What's the point of a stealth fighter that needs drop tanks to intercept?
  3. This is the right thing to do. Pro rate IDP so the REMFs and others going for their 'free' $225/mo are discouraged. It is the same money as long as you're deployed a whole month. CZTE would require tax law changes or redesignation of the Gulf as a non-combat environment.
  4. Something's not quite right here...
  5. I would assume they figure 10 months since you get $10k per year and HPA costs ~$8k. This no longer sounds like such a great deal.
  6. Woo hoo! Fuck you Tom Brady!
  7. The HERO Act changed it so that you can contribute to a Roth IRA as a military person with zero taxable income. It also allowed retroactive contribution to a Roth IRA for 2004 and 2005 up until 2009 if the member served in a combat zone during those years. As for the advantages...there are a few considerations. One is that you could put it into a normal taxable account and still only pay taxes on the earnings. The other though is more interesting to me, as military members can continue to roll money into their TSP even after they get out, i.e. if your company 401k has lots of fees, you can instead roll your monthly 401k contribution (and employer matches) into your TSP.
  8. There is a fairly new military exception to the zero taxable income rule for IRAs. As your entire pay is tax free, contributing to the TSP cannot lower your taxable income, so put it where your money will earn the most. I would suggest maxing out the Roth IRA and as much of the 50k into the TSP that you can.
  9. What the fuck were you doing looking at another man's junk?
  10. Do they do the UPT thing of each letter must be wholly unconnected to the others?
  11. That shit ain't right.
  12. The dirty little secret of suicide: those who want to kill themselves, will. Corollary: you honestly cannot understand the though process that brings someone to the point of straight up killing themselves as opposed to making a suicide attempt. This thought process is so completely irrational that we sit around after a friend commits suicide and we just can't understand. Unless you personally have experienced the absolute destructiveness of the suicide thought process, you can't comprehend it. The best way to describe it is that a suicidal person lacks the ability to understand, whether through anger or isolation, the effect their actions will have on the people around them. To truly achieve resilience within the AF, we have to build lasting friendships with our fellow service and/or community members. The number one thing that stops people, aside from those who will kill themselves anyway, is that real connection with other people. No amount of training, CBTs, or resilience/wingman days can instill the type of personal relationships needed to give a suicidal person pause in their actions.
  13. "The service ceiling is the altitude at which the aircraft is unable to climb at a rate greater than 100 feet per minute (fpm)." FAA Pilot's Handbook of Aviation Knowledge page 10-7.
  14. Have some respect.
  15. Anyone worth their salt will make their casual time worth it. It really is just that simple. I'm the last person to tell someone to get their AAD done. But if someone really has 1.5 "useless" years as you keep implying...well, there is absolutely no excuse for lacking at least a BAC+. Make the time useful. Get an AAD. Do something useful in your casual squadron. Move your PCS date up to get away from your UPT base...maybe a training date will open early. There are always options. If you make the best of what is available to you, it will pay dividends later in life. The only reason someone will "lose the game" is because they feel entitled to sitting around doing dickall for their casual time...since they're just waiting to do their "real" job anyway.
  16. If a guy is "getting screwed" by being casual...he probably wouldn't have made the cut in the first place. You have to take care of yourself. Anyone who thinks they can sit back for a period of time and get carried through is an asshat. A dude on casual after training can take some of the pressure off the dudes on the line...taking care of office queep is pretty easy to do as a casual dude, and you know that dude isn't going to be in the books anyway.
  17. https://www.foxnews.com/us/2012/01/25/florida-teen-calls-police-to-report-mom-having-sex/?test=latestnews
  18. I don't think you could have picked a better avatar.
  19. Gotta work on your perspective...those jets were above the fireworks...
  20. So, was it a barrel roll or an aileron roll?
  21. Picking up a cheap used set of DC is a good idea. https://www.oregonaero.com/ (for replacement ear cups etc) is a great idea.
  22. https://askjune.military.com/2011/12/does-scra-cover-military-spouse-debts.html I wish there was a great search engine that could find out this information. Perhaps I shall create it, and I shall call it Google.
  23. Thanks for the unneeded lesson on FICO. I wasn't talking about inquiries. I was talking about things such as "too recent since last credit line opened" and so on that do actually show up. However, this statement you replied with is the best: Bottom line: there are different kinds of credit and different ways they are scored.
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