Yet another satisfied NBoKC customer here. Closed w/ Dave Devine yesterday on a VA re-fi (3.75 to 3.25). Zero closing costs w/ lender credit, and I cannot emphasize how easy the process is. Literally, I probably spent less than 1 hour filling out forms, etc prior to closing yesterday. Signing completed in my home yesterday evening.
Did I mention how easy it was?
Highly, highly recommend.