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BFM this

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Everything posted by BFM this

  1. This is almost non-news. Its been almost 10 years but... Most units I was in (it was left to the unit-level leadership, who often delegated it down to the shop) had a policy of service uniforms on Fridays. For us, it became the day when the shop would go to lunch out in town together, as the Corps was draconian on it's policy of any untility uniform worn off base.
  2. Never go full retard...
  3. 11.7kfps roughly equivalent to 117kts in the vertical.
  4. I've also heard said Amn referred to as the SA-21. (IE: about 21 years old with a disastrously high Pk)
  5. I didn't see the amount option (haven't been there since they added the Roth option. Max check option: SHACK!
  6. I'd like to see a percentage OR amount option. I'd rather be able to just divide $17k by 12 and call it a day.
  7. sts
  8. There are better commercial vehicles than TSP; Vanguard and T Rowe Price are two that come to mind. Point is, you should run, not walk, as fast as you can, every year, to max out your Roth savings. All $22k if possible.
  9. It can be, but it is typically overrated. On the surface, your PCS orders are buying you a position. Nowhere else/noone else can secure investment positions with such regularity and impunity as the military member. That is worth something. When I get orders in hand, I can easily secure (most of the time) a 100% (or nearly so) leveraged position on a new property. But it comes with some downsides. -First, I plan on management if I intend to hold (and rent). That's going to eat 9% off of your bottom line, and likely >50% off of your margin. Conventional wisdom holds that investment properties should be no further than a 30min drive. So long term, this can be a winning play; planning a 1031 (like kind) exchange once you end up in a rooted location, all of those real estate POSITIONS now become local properties that you can manage yourself. -But the second (and more costly) downside is that: you make your money on the buy. I've seen this work for single dudes. But with a tribe in tow, that becomes a more difficult proposition. Try telling the frau that for the next pcs, you're planning on spending 3-6 (harrumph!) months in a temporary rental while you canvas the market and pick up a bargain. Good luck. Momma's going to want to start nesting immediately. Just how it is. So, in practice, you're probably going to drive away from each duty station with another property that is ~$200-$400 in the red to start with. Keeping in mind that you are building principal while you are occupied, so it's not like it's money down the drain. And it will improve over time (with increasing rents), but my math has worked out to around a 6% long term yield when accounting for expenses. It can be a good conservative long term strategy, but it comes with the occasional ulcer. FWIW
  10. Why in the wide-wide-world-of-sports would you ever want to do this? One poster above mentioned rolling his Vanguard into TSP. Look, TSP is great in a 401k-type sense, and it was great when they finally opened it up to the Military (about friggin time!). But compared to most commercial vehicles, ...meh. And especially compared to one of the best managed index fund companies around (Vanguard), why in the hell would you want to trade down like that. In fact, SOMEONE mentioned a really great reason (among many) why you might not want to do this: It's a good deal: invest $5k in your Roth IRA with a solid commercial manager, and another $17k in TSP. After retirement, roll-over the TSP into a commercial vehicle. Don't over-think it.
  11. https://www.youtube.com/watch?v=5RAhU9TmIMM
  12. I believe that the phrase you are searching for is "Peace Dividend". Part Deux.
  13. https://washington.cbslocal.com/2012/08/10/study-oral-sex-cures-morning-sickness/ Best comment from the peanut gallery: "Come again?"
  14. I think we're overvaluing the minutiae a little bit. I'm all for morale T-shirts and patches, and Friday afternoons in the bar. But before I lost my mind over those things, I'd like to see a long-term plan to sustain 11F, a better plan for AAD's (send to school for a year), and direct NCO's to enforce appropriate officer/enlisted interaction.
  15. I can just see the new thread split: LGPOS drivers: We Don't Get No Respect
  16. Well, that's one way to get fired.
  17. UGN PWK DPA LOT IGQ GYY One of those places should have a contract (I know that UGN had one but it's been a while), and will be much closer to your trip downtown. I'm all for a push-it-up play. I made a sport of it in UPT. But what you're suggesting is like trying to get a ppr in the middle of a Red Flag recovery. Dumb.
  18. Well, along those lines.
  19. If you're gonna invite your friends to an exercise, at some point you're gonna have to call "Tuesday only heaters, on Wednesday BFM", or they don't have any fun and won't come back to play.
  20. Doubt it. The precedent would kill off safety privilege as we know it.
  21. No, the irony is self contained within his username. We all got it with his first dozen posts or so. Welcome to bodn. The point that you make on the scope of trying to mass produce the price of a $59 product down to $4 is valid, however.
  22. Congrats! No be sure you stay clean, don't miss your parole officer appointments, and don't come back!
  23. Pancake, I'm actually rooting for you. I am. But I think that you're cherry picking your data a little; not surprising, this is your chosen path, and you are enthusiastic. But the question that you're failing to ask is: who is shaping this argument. Why are we seeing monthly pieces on the major news networks about the airline pilot sky falling? In a word: management. They are concerned about the following dominoes: 1) They want the reactionary Colgan legislation rolled back. They want to go back to the days of putting 22yo kids with 500t/50m in an RJ without the public paying any attention to the safety issues behind the curtain. 2) If they can pay those kids peanuts, then it becomes profitable to continue the scope fight. 3) Huge Profits! Management at the majors will continue the cycle of feast/famine/executive bonuses with the occasional strategic bankruptcy/merger in a longer term effort to raid previous contract agreements and marginalize groups like ALPA. They're winning the labor fight over the long term, we'll see short term gains in the next 10 years, but the 40year trend south will continue. And in my opinion, going back to deregulation, pilot groups had a chance to avoid a labor/mgt fight. 4) With more and more ATPs like myself sitting on the sidelines, we'll have more Regional Airline Association press releases calling for things like ab-initio programs and lifting age limits on ATPs altogether. That's what scares me. I really think that you're set up for a smooth ride to a left seat. But I think within 25 years, you'll be shocked that the pay for that position has gained little if any ground, and you can look to your right to see why. That kid is 26yo, has a liberal arts degree, and a certificate that is restricted to that airframe, with that airline. He's got few if any solo hours in his logbook, over half of his time is in a sim, and he's happy to be there.
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