ClearedHot

I do.

Ok Huggy, time to get off probation by telling us how you don't crap yourself on those long flights. Don’t Poop at 70,000 Feet: CIA Wrote a Manual for U-2 Pilots on How Not To

Clearly you are winning!

I certainly agree Jan 6th was a horrible day for America, but Democrats stood by (and in some cases cheered), as Left Wing radicals burned American cities and stormed U.S. buildings. Just because you repeat the narrative that doesn't make it true. If you want to talk about him challenging the election please be equally damning in going after democrats who did the same thing - Clinton Won't Rule Out Questioning 2016 Election, But Says No Clear Means To Do So Sadly I sense some TDS, this is not about Trump...I don't like him and I want him to go away, but the radical left under crazy Uncle Joe has been empowered to do a LOT of damage to this country. You can try to over complicate the immigration argument but it is a simple fact, with effort on the border and things like the remain in Mexico policy FAR fewer were crossing our borders illegally...many were deterred from even trying. Are there several factors that need to be adjudicated, of course, but this wide open bullshit is bringing havoc. I am usually a rule of law kind of guy so sorry this path to citizen ship for 11 million that came here ILLEGALLY is complete bullshit. I favor a path for the dreamers, they were kids and had no choice in the matter, this country is all they've ever know but the adults that BROKE THE LAW, hell no, get OUT! Granting them citizenship is a giant FU to the MILLIONS of people standing in line trying to come here LEGALLY. We are a country of law...why is that so difficult? Do we need legal immigration, absolutely...we need workers (skilled and unskilled), and as you point out the demographics of the boomer generation points to serious issues if we don't make adjustments. That being said and acknowledged lets do it legally, with background checks and a secure border that at least slows the most wanted terrorists and tons of illegal drugs that are flowing across the border and into our country. I believe the last number I saw said we allow about one million folks each year to LEGALLY emigrate the U.S., if that number needs to be increased, let look at it and do what makes sense for our country. It is ironic that the liberal mayors of these so called sanctuary cities are screaming for help with Texas sending them illegals. These nitwits get a small taste of what they have done to Arizona and Texas and they cry like little bitches. NYC cried uncle after 2,000 arrived over a month when Texas is seeing 7,000-8000 EACH DAY! The ultimate buffoon is Lori Lightfoot who then put them on a bus out of her so called sanctuary city.

Housing: Mortgage rates breach 6% for first time since 2008 A great quick read article that does a better job than I did of describing the current market factors and the abrupt change in the housing market. All of this with another projected 75 basis point raise on the horizon. YMMV

I don't, I thought about it but didn't have the time. I have an agent I have worked with for many years and she gives me a 1% discount so getting a license made even less sense. YMMV. Interestingly a friend passed her test today and on her certificate it said something to the effect of "welcome to a family of over 1 million real estate agents int he state of Florida"...that is a LOT of agents for one state.

I own six homes, three are Airbnb's which gross a combined $15000 each month. I own them all outright so expenses are limited to taxes, insurance, utilities and Mx. Two of the remaining I rent long-term and combined they gross $4500 each month, they are also paid off. I do have a mortgage on my primary home but like you I am at 1.75%, I could pay it off quickly but have instead put spare cash into building a warchest of cash to purchase more properties which tend to be a solid investment when inflation is high. A quick segue, over the years our wealth manager was against me paying off properties, he obviously wanted more money in play in the market. I grew up poor and wanted to diversify, I finally had a heart to heart with him where I explained this is how I am going to do it and using my method I will always have a place to live. That strategy has obviously paid off. Currently I am holding on purchasing another property for the reasons you mentioned. I may actually go with a large piece of land (40-60 acres), this time. Listing prices are starting to fall and inventory is starting to sit, next year will likely be a good time to find some deals. The transition has been rapid. last year we made an offer on a house on the same street as one of our Airbnbs. We offered $25K over, all cash, close in 7 days with no inspection, they didn't even respond to our offer. Apparently they had 32 offers in 24 hours, one was $60K over. Oddly that house is back up for sale and has been sitting for almost two months now. I have a year's worth of cash in a money market (need to move it to short-term bonds), the Airbnbs and rentals are producing strong cash flow, as does my O-6 retirement sprinkled with some VA. I work full time and am paid way more than I am worth so my DTI is very very low. In all honesty I could simply retire right now, pay my primary residence off and live very comfortably. I continue to work because I enjoy what I do and have a connection to the programs and projects I work. As I am getting older and my mentality is slowly shifting. We ALWAYS lived below our means and invested heavily. I distinctly remember making making major and watching most of our friends buy much bigger homes. We stayed in ours and paid it off in 13 years. Now that we are secure our second goal was to make sure we were leaving a solid estate for our son. I HIGHLY suggest all do some estate planning and look at things like trusts. Many think a Will solves all your problems when in fact the typical estate with only a Will sees 30% of the estate consumed in probate. A trust is nearly automatic in transferring wealth. I have a family trust, a land trust for my primary resident (kind a newer approach in Florida), and my investment properties are in an LLC owned by the family trust. Back to the mentality shift, realizing our goals for my wife and I and our son were complete our finance guy had a heart to heart with us last year and convinced us to start enjoying some of our money (dying with a pile of money does not make you a winner.) It was absolutely mind blowing to me when I bought my wife a $100,000 BMW, but I adjusted and bought myself an even more expensive Range Rover this year. We have other cars, an RV and an airplane and still live well below our means. I plan to work another year or two then retire. My wife wants to travel, I want to sit at the airport fiddle with my airplane and bullshit with the fellas. If there was a large collapse I believe I am postured to endure. Using the 4% rule or my retirement I would be just fine, combined I am obviously better off than most. I think I let this turn into a financial flex when the intent was to say your are on course, pay cash when you can, don't carry debt and in times of high inflation, real assets are king. Without getting political inflation is going to impact the housing market and as cash dries up and rates increase real estate inventory will increase providing more opportunity to invest. Good luck devil dog.

Unfortunately many of those dirty hands are carrying Fentanyl. Since our dear leader took over and opened the borders more illegals have flooded into the country than the population of Wyoming, Vermont, District of Columbia, Alaska and North Dakota...COMBINED! Additionally, Fentanyl deaths doubled to over 107,000 in 2021 and we are on pace to exceed that number this year. With record seizures not slowing the pace and rainbow colored Fentanyl pills aimed at our kids, it should be declared a war on our society. In 10,000 days of the Vietnam War we lost half what we lost in 2021 to Fentanyl. In 20 years of combine Iraq and Afghanistan Combat we lost 7,000 U.S. Military personnel, we are losing more than that each MONTH to Fentanyl. Our border is wide open and the sooner you and Biden stop wordsmithing, the sooner we address the danger it poses to our nation. How is the DNC no utterly embarrassed that Biden hasn't been to the border...absolutely disgraceful. I truly pray it doesn't impact your family.

Pure insanity...and they are upset about some morons rushing the Capital when the progressives simply strolled in the side door with tacit approval.

First the HUD now this, I think we need to put Huggy on probation.

Consider yourself lucky.

An F-16 pilot died when his ejection seat failed. Was it counterfeit?

She looked right at the camera and said the border is secure. 2 MILLION that we know of and an estimated 950,000 Getaways including 50 on the FBI terror watchlist... I guess our liberal friends on the forum simply don't care and default to Whataboutism.

Obviously a horrible day on Wall Street...All SELF INDUCED. The core CPI rose sharply and we have gone from a potential lowering of the rate hike from 75 to 50 basis points to now a potential increase to a full 100 basis points.

Here is a working video. Looks like a big correction and a touch of lead's wake? Either that or he lost #1? I did not see an attempt to eject.

I do.

My son has the Air Force Academy in his list of schools (god help me). While talking to both our Congressman and Senator we found out applications are down 80%! COVID vaccination was cited as the main reason.

Ummm...And it shouldn't be... As Tree mentioned the HUD has one position down and alignment is based on that position, adjusting the height or angle of the HUD would negate the boresight and alignment of things like the flight path marker...so yeah, brilliant Lockheed. Seat high is the proper method to align to the sightline of the HUD.

I can't wait to see how the White House spins the latest inflation report. Last month Uncle Joe said there was "Zero Inflation in July" and "the economy is on track" Everyone knew the fundamentals showed a lag that manifest of course in August with inflation "higher than expected" at 8.3%. I predict they change the narrative to "gas prices are down .50"...FROM THEIR HIGH! The market was trying to build a new base with the interest rate hikes built in and there was even talk of lowering the next rate hike...unfortunately the "Inflation Reduction Act" and Student Loan forgiveness is DIRECTLY opposed to the Fed efforts to reduce money supply. It is almost as if they are doing this on purpose. Rocky times ahead for investors.

🤮

Sorry brother but I 1000% disagree. One of the most careerist people I have ever met. As an O-6 she made the Grp/CC list but no one bid her, not a single bid for a command in the entire Air Force...the community knew she was toxic so they purposely didn't bid her. At that point she had weaseled her way to be Dempsey's Speech writer. One of the three stars in the SOCOM chain showed me the email from Dempsey ordering USAF/SOCOM/AFSOC to bid her to a position. The circumstances of the toxic claims at ABQ may be around someone with an axe to grind, but the claim about falsifying flight records for pay was substantiated. Hard to fire someone who was just on the cover of AF Magazine with her wife just as Don't ask Don't tell ends.

Air Force colonel who called suicide a ‘chickensh-t way to go’ has been nominated to become a 1-star The Air Force has given nothing but lip service to removing toxic leaders. Nothing but fake interest in the well being of Airmen. Funny how they quickly rolled out testimony from others who said he is a great guy and not toxic. His statement revealed his true character and I am glad I am no longer in a service that promotes sycophants like this clown.

In addition to buying votes through debt cancellation, Uncle Joe has continued to drain the SPR in order to lower gas prices and improve his approval rating. This is of course not the purpose of the SPR and unfortunately it was not full when he started. This use of the SPR exceeds the previous three use cases (Gulf War, Katrina, Libya conflict), COMBINED! The SPR was established in 1977 and it took seven years of filling to equal what we have drained in just six months, with another 64 Million barrels scheduled to be released we will soon be at 50% of capacity. I can't wait for the liberals on here explain to explain how this is a good thing.