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As far as Geico, I wouldn't recommend them to anyone. The night before I PCSed from my casual base to pilot training, my truck was broken into. Stole my radio, pistol, broke my side window, and damaged the interior. I was supposed to start driving that morning to Vance, so I had to get my truck window at least fixed. I called Geico, and they gave me the run around about how their claims guy had to come out and look first, and how the next available date wasn't until the next week, and if I did it myself, they might not reimburse me. I got the window fixed anyway and drove to Vance. Once there, I tried to finish my claim. To make a long story short, I had to fight with them on the phone for 2 hours to cover my radio (wasn't aftermarket), they wouldn't cover my pistol (and my renters insurance wouldn't cover it because I had canceled it the day before, since I was moving... ), and they covered about 70% of the cost for the window. I called USAA, they were a bit higher, but when I told them my Geico coverage and rates, they matched Geico's rate.