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Swizzle

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Everything posted by Swizzle

  1. Swizzle
    For reference, Ramstein MPF, circa 2012, doesn't know this and after seeing it insisted I sign an ADSC anyways for attending IP school. I didn't fight back and signed b/c big picture it didn't matter with a 10 year ADSC further out than the IP school ADSC. Pick your battles wisely...YMMV depending upon ops' culture in the moment
  2. Swizzle
    Don't hate on those who may only purchase or take from chow hall the near-beer...beggars can't be choosers'. But if I did, it'd be a
  3. Swizzle
  4. Swizzle
    Leatt offers a 30% military discount. https://www.leatt-brace.com/ They make motorcycle safety accessories. Bull Ring Truck Accessories offers near wholesale pricing for military. They have nice bed tie-down rings that are near flush with the truck bed-rail. https://www.bullringusa.com/
  5. Swizzle
    Master's of Science in Information Systems and Financial Management sounds like the right degree for this type of project as well as many, many information system project managers, certified in their fields, might have helped this project... hmm, how many Gantt charts did that pay for?
  6. Swizzle
    “Be Fearful When Others Are Greedy and Greedy When Others Are Fearful” - Warren Buffett
  7. Swizzle
    Closed with Dave Devine from National Bank of Kansas City on 25 Jan @ 2.875%, $2k spent on points. Extremely happy with how everything went and how Dave handle all the paperwork/transactions. I highly recommend him and will be going to him for an investment property in the next few weeks. He was organized, personable, reliable, and timely with everything. I'm extremely pleased...
  8. Swizzle
    Revival...because these benefits are easy to get (especially if retired w/ disability) and some reduce taxes from investments/retirement pay https://myarmybenefits.us.army.mil/Home/Benefit_Library/State__Territory_Benefits.html *there is something for anyone with service time of more than 90 continuous days - ever - in some states.... If the State Governors calling for no income taxes in exchange for sales tax increases get what they want....shopping on-base, tax-free will be more worth it.....if they carry stuff we need..
  9. Swizzle
    What incentive is there to POTUS "wheeling-n-dealing" with Republicans when he's already going to get tax increases on the rich by doing nothing. Then Democrats and POTUS can pass a law WITH Republican support in 2013 for tax cuts for those earning less than $250,000....?
  10. Swizzle
    ...ask your sponsor and get a clue.
  11. Swizzle
    ...burn the home of record move...not a wise choice if you have stuff elsewhere Or schedule a "second" pickup if you are under your weight limit
  12. Swizzle
    BAMF.
  13. Swizzle

    Booze Talk

    Swizzle replied to B*D*A's topic in Squadron Bar

    Unibroue's Maudite....mmm.... https://www.unibroue.com/en/beers/17/
  14. Swizzle
    To a man of vision....to him -
  15. Swizzle
    Anyone think that sequestration, regarding decreased military budget/personnel cuts, will affect around-bases'-housing-market prices? As in price decreases?
  16. Swizzle
    -1 Excerpt -- WARNING -- Stall warning speed increases or decreases dramatically with elevator inputs, power changes, flaps selections, or changes in G. Anticipation of these effects is required for safe maneuvering near the stall warning speed. --------------- The stall warning system provides alerts 5-15% above the stick pusher speed in all flight conditions and configurations. These alerts supplement natural buffet to provide adequate situational awareness of stall speed margin. Changes in flight conditions have a large effect on stall and stall warnings speeds. For example, raising the flaps from 100% to UP will increase stall and stall warning speeds by approximately 20 KIAS. Reducing power from takeoff to flight idle can also increase the stall speeds by approximately 20 KIAS. Increasing G by 0.1, which is barely perceptible to the pilot, increases stall speeds approximately 3 knots. As a result of these real-time calculations, stall warning speed is continuously changing unless the aircraft is in steady flight. STALL WARNING AIRSPEED. An airspeed readout and caret are used as an indication for alerting the pilot that the airplane is within 40 knots of the stall warning airspeed (approximately 1.08 times the power-on stall speed). The suffix label is the letter S (<S). If the counter-pointer is being displayed, both the stall warning caret and the stall warning readout are displayed. If the counter-pointer is not displayed, only the stall warning readout is displayed. The stall warning indications have priority over VH. The stall special alert is displayed when the indicated airspeed is less than the stall warning speed. The charted stall airspeeds are defined as the calibrated airspeeds at which the stick pusher activates and are derived from flight test data. [...]. The indicated airspeed at which the stick pusher activates should not be higher than the charted calibrated stall speed....
  17. Swizzle
    Air University Library, call the librarians they know which stack to check.... I found the AF Reg on Warrant Officers there....from 1950's, paper copy
  18. Swizzle
    Anyone have good numbers analysis or spreadsheet on rental house(s)? rental house taxes-on-profits breakdown or the like?
  19. Swizzle
    Emergency fund is a sound part of any investment strategy. It keeps you from pulling from "pure" investments (IRA, 401, TSP, etc...) Optional stash locations: weekly rolling CD's, money markets, and mutual funds. The point is to personally insure your own finances, but that doesn't mean you can't put that money to work while it's waiting for the emergency. Just keep it accessible - near liquid. The emergency fund is a step one in my book. It's the base of the pyramid and is the insurance foundation for all the other good things.
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  21. Swizzle
    ------------------------ When do you think the economy will come back (i.e. normal growth)? Who thinks the economy will slump after we bring back the troops? Will they add to the unemployed? Will the future US economy follow historic trends after wars?
  22. Swizzle
    Cash is king, I agree (caveat: when the government that backs it is working). Gold is..._____?...historically proven over the last 5,000+ years....what cash can say that? Using a credit card is better than a debit card because you get some cash back or rewards. Not using one is dumb because you'd miss out on benefits, albeit delayed. If you use your credit card like a debit card, you get points or cash or rewards. Debit cards' reward programs stopped after Congress capped the fee-for-use on them. Now the fees are still there but their margin is so slim that consumer benefits aren't financially feasible - reference USAA stopping Debit card rewards; instead banks/credits pocket transaction fees. Also factor in the opportunity cost "benefit" of having the money sit in your money market account accruing interest for 30+ days while you wait for a statement, then paying off your statement versus instantly paying with debit. No credit fees incurred, more savings interested gained.
  23. Swizzle
    Not having a credit card is dumb, it however doesn't belong in an investment discussion. Bottom line: businesses must pay credit card companies for accepting/using their cards. You as the consumer pay the fees of the business offering that credit card. This is why credit card companies can offer cash-back, rewards, perks, etc.... Most people are paying the credit card fees even if they're paying cash. How many stores do you know that have 2 prices? Cash price and credit price? There are businesses which mandate minimum purchases. https://truecostofcredit.com/ I say take advantage, get back 1% or perks because you're paying ~3% extra for the store to pay AMEX, Visa, or Mastercard...
  24. Swizzle
    I'd rather buy a call options on the large banks than buy FB. How is FB making social media pay? data mining your private info? mining your pokes, likes, favorites, keywords and then selling it?
  25. Swizzle
    The only thing TSP has over other managed funds is lower admin/overhead costs and CZTE contributions. Never thought they were/are like Fidelity Contrafund for invested into company choices. ...and now Roth TSP. Pretty sweet loan-to-Uncle-Sam investment, better than bonds.... edit: clarity
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