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Swizzle

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Everything posted by Swizzle

  1. Swizzle
    Air University Library, call the librarians they know which stack to check.... I found the AF Reg on Warrant Officers there....from 1950's, paper copy
  2. Swizzle
    Anyone have good numbers analysis or spreadsheet on rental house(s)? rental house taxes-on-profits breakdown or the like?
  3. Swizzle
    Emergency fund is a sound part of any investment strategy. It keeps you from pulling from "pure" investments (IRA, 401, TSP, etc...) Optional stash locations: weekly rolling CD's, money markets, and mutual funds. The point is to personally insure your own finances, but that doesn't mean you can't put that money to work while it's waiting for the emergency. Just keep it accessible - near liquid. The emergency fund is a step one in my book. It's the base of the pyramid and is the insurance foundation for all the other good things.
  4. Swizzle
  5. Swizzle
    ------------------------ When do you think the economy will come back (i.e. normal growth)? Who thinks the economy will slump after we bring back the troops? Will they add to the unemployed? Will the future US economy follow historic trends after wars?
  6. Swizzle
    Cash is king, I agree (caveat: when the government that backs it is working). Gold is..._____?...historically proven over the last 5,000+ years....what cash can say that? Using a credit card is better than a debit card because you get some cash back or rewards. Not using one is dumb because you'd miss out on benefits, albeit delayed. If you use your credit card like a debit card, you get points or cash or rewards. Debit cards' reward programs stopped after Congress capped the fee-for-use on them. Now the fees are still there but their margin is so slim that consumer benefits aren't financially feasible - reference USAA stopping Debit card rewards; instead banks/credits pocket transaction fees. Also factor in the opportunity cost "benefit" of having the money sit in your money market account accruing interest for 30+ days while you wait for a statement, then paying off your statement versus instantly paying with debit. No credit fees incurred, more savings interested gained.
  7. Swizzle
    Not having a credit card is dumb, it however doesn't belong in an investment discussion. Bottom line: businesses must pay credit card companies for accepting/using their cards. You as the consumer pay the fees of the business offering that credit card. This is why credit card companies can offer cash-back, rewards, perks, etc.... Most people are paying the credit card fees even if they're paying cash. How many stores do you know that have 2 prices? Cash price and credit price? There are businesses which mandate minimum purchases. https://truecostofcredit.com/ I say take advantage, get back 1% or perks because you're paying ~3% extra for the store to pay AMEX, Visa, or Mastercard...
  8. Swizzle
    I'd rather buy a call options on the large banks than buy FB. How is FB making social media pay? data mining your private info? mining your pokes, likes, favorites, keywords and then selling it?
  9. Swizzle
    The only thing TSP has over other managed funds is lower admin/overhead costs and CZTE contributions. Never thought they were/are like Fidelity Contrafund for invested into company choices. ...and now Roth TSP. Pretty sweet loan-to-Uncle-Sam investment, better than bonds.... edit: clarity
  10. Swizzle
    Anyone know a quality machinists/fabricator in Albuquerque? I'm doing it right this time - locally - not long distance.
  11. Swizzle
    Didn't realize that BO.net prompted phone-a-friends....however friend thought: DITY moves, iron-swap or TDY/deployment volunteering, spouse move job to on-base with TSP matching, asking for military discount everywhere, shopping online to avoid sales tax
  12. Swizzle
    Thanks for recommend on Ticker: SB looks promising as long as manufacturing/durable goods deliveries don't slow..
  13. Swizzle
    So one could really invest up to $17k yearly into Roth TSP, wow (https://www.tsp.gov/PDF/formspubs/tsplf30.pdf) Sucks you can't convert Roth-IRA to Roth TSP. In essence CZTE contributions to traditional-Roth are Roth-TSP. Those contributions are tax-exempt coded going in, and withdrawn -- but not their appreciation or dividends. It's nice though if your pay isn't CZTE that you can Roth-TSP it = great between deployments. Though I could see the management of directing those funds bi-monthly or quarterly getting time sensitive. I don't like the fact that the US government dipped into TSP during the "non-approved" federal budget period this last year. Scary to think that the Fed's can dip into your funds. Though it's nice that there isn't an income limit or phase-out upon Roth-TSP like Roth-IRA, great for those senior ranking personnel! https://wallstreetnewsnetwork.com/ Someone recommended offline playing the ex-Div date of stocks. I guess this could work if capital invested and dividend gained would exceed daily trading costs....hmm....though the price day after ex-Div drops nearly every time. Would have to trade pre-market to mitigate.
  14. Swizzle
    After maxing-out Roth IRA's and placing a small mint in TSP, the wife and I are wondering where else could investment money go? Ideas out of ordinary? Heard these: Rental house, raw gold before in case of economic collapse, weekly stock trading, savings deposit program, bullets & assault rifles, lottery tickets We've also gleamed some info from previous threads on the Roth, SDP, and TSP. But haven't seen any good direct comparisons of those common methods or much beyond those common methods. What about a small side-business? Or something else? What is something different you all have heard/seen active duty do as an financial investment outside the norms?
  15. Swizzle
    "While the two aircraft were too close under existing standards, the Air Force’s models for how far Ospreys need to stay from each other to avoid each other’s wake are “inadequate,” according to the report. Not a CV-22 person however.....tough to argue out-of-it if they were too close per published standards. But if they were farther away than published minimums and still have wake-turbulence problems that's a different matter and they'd have dog-in-the-fight. edit: more comment
  16. Swizzle
    I have a plan for the iPad 7 inch version or any tablet. The baseplate I designed can actually accommodate nearly any tablet. It's as simple as loosen, remove-from-baseplate, swap, tighten.
  17. Swizzle
    I'll pass this along to the Phaero app creator. Mine auto-shutdown for high temperature once in the African sunshine. Put it in the shade for several minutes then it worked again. My version 2 iPad holder is/was delayed. The fabrication shop I used botched the 1st sample of version 2, then they put it on the back-burner for a lucrative corporate project. Money talks...unfortunately. I'm moving onto another fabricator and have PCS'd, thus the delay.
  18. Swizzle
    Hmm...must've forgot the TPS coversheet...
  19. Swizzle
    After having the privilege and dumb luck to speak with Gen Welsh & Gen Gorenc for 45 minutes last summer in a C-130J cockpit along with a patch-wearing Major, I don't think Gen Welsh will eliminate the requirement to get a Master's degree...only postpone its timing-"requirement" to after an individual's Major promotion board at most. Unless his thinking has changed..... I voiced my concern as a line flying Captain doing a Master's, getting/staying CMR, etc; also expressed concern with crewdawgs being RA's as well as other crewdawgs being in positions that require continuous continuity (ex. fill in the ____) The scary part is if AAD is masked on the Major promotion board, what will take its place? Ancillary duties? Christmas party planning = strat? ADD: Gen Welsh impressed me with his sincere interest for my concerns/problems. He was the only senior leader I've spoken to who seemed to give a $hit to what litte-ole'-me had to say. "People who have dealt with the incoming chief say he is a natural leader who thinks clearly and has exceptional interpersonal skills." #agree
  20. Swizzle
    Really, based upon a visual arrival which sometimes cars are moving faster than C-5's? That approach isn't but 5 minutes...perhaps busdriver is speaking of longer time VFR, like not during a visual approach.
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  22. Swizzle
    He will have to be space required for PCS or on orders with a working dog. The only way space-A is seeing-eye-dog or seeing-eye-dog in training; or another type of assistance animal. Side note: On an airliner I saw an assistance pony one time...weird and farty.
  23. Swizzle
    https://tighar.org/Projects/P38/press.htm
  24. Swizzle
    Isn't this because service member requirements in square feet are determined in the front of the regulation, but family members are not?
  25. Swizzle
    Ah, the joy of every other African airfield...when you carry your own "verbal judo" equipped SF troops it happens quite often, but only if you have space for said security peeps in your airplane. The Herk is the best and probably lands at uncontrolled fields as much as any AF prop-job.
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