I love USAA.
I had Progressive in Ohio prior to OTS. When we PCSd to PCola, Progressive was basically going to double the amount of our car insurance. USAA gave me insurance with a LOWER deductible, for less than I had been paying IN OHIO.
I love the personal service, the fact that they are always willing to take the time to talk to you and you never, ever feel like they have anything better to do than help you. Perhaps I'm strange, but I really appreciate that they don't do like many banks and just direct you to call this other number for such-and-such department, they CONNECT you and make sure that's the right department before cutting you loose.
Snake, do you work for a competing insurance firm or what?
Oh, for savings, we use INGDirect. 4.25%, no fees. I understand HSBC has a similar deal.