This is a long ways out for me so I know the answer will probably change a dozen times but I'm still curious...
Right now i'm planning on doing 20 years AD (at least) and then when i'm ready to get out maybe going reserves. I'm curious though how that would work with retirement pay. I know after 20 years AD I can retire and get 50% base pay but if I go reserves do I keep accruing time to raise that percentage? I know about the points system so the time will accrue a lot slower. Can I collect the retirement pay while serving in the reserves, after leaving the reserves, or not until I turn 60 in this case? Does that extra time only boost my retirement pay once I hit 60? Am I confusing anyone else trying to explain this?