disgruntledemployee
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Everything posted by disgruntledemployee
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A few of us co-workers all about to retire did some maths and we concluded that SBP was worth it. But none of us were dual mil. For those that aren't dual military, here's what we did. The comparison was with term. I don't have the spreadsheet anymore, but we experimented with 1 Mil policies (maybe 2M) and used a cost index adjusted monthly payout of SBP as the rate of use. The term policy payouts eventually ran out, even with using a few low risk investment interest rates after payout; unless you died young, had a high value policy, and spouse was able to use mostly interest only. But you had to die. Also, unless you get inflation/cost adjusted policies, the effective payout decreases. We saw that the money paid in to SBP paid for itself after a few years. Quick math using static current year numbers, if you pay in for 20 years, spouse would get that amount back after 29 months. I just looked up how much I pay and what 55% of my monthly check would be, and SBP would pay back 70% of 1 year's cost with 1 month of benefit, so that may be a better cost adjusted benchmark to use. So we felt it was an easy way to help take care of the family and not deal with insurance companies. And there's a reason SBP is govt subsidized. You won't find a similarly priced product commercially. And there's no health history to affect rates. Or being a pilot. Or etc. All this to say, do the homework. -
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One guy I know got hired at a job fair Kalitta was at, but that was about 6 years ago. I know a few folks that went to Atlas, as well but they all jumped to UPS/FedEx when their number was up. About 7 yrs when I asked, Atlas started with an internal rec. When it came to the flying, 747/767 flying and types were cool, the long trip length worked for most, but liked the shorter trips in the majors a lot more. Commuting was positive space, but imputed income. Nutshell, not a bad place to start, but many look for better. I do think that jumping to a major from an AMCI has higher chances than a regional. The worldwide experience just seems more competitive. If you have a connection, go for it. If you want to continue the brosepher-ness, rush an ANG unit too. I've know a few dudes that did ACMI/ANG. And I've known a few folks that did Avenge to build time/experience. They joked that they called it the future airline pilots group with just about everyone there working on time, building resumes, and perfecting the apps. A contract or 2 and you're set. My info is old, so try to find someone more recent. Keep talking to friends, make the contacts, and get the info.
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The definition of right and left seemed skewed in that graphic.
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So, there's an effort to remove a PPL from consideration for selection? Seems stupid. I didn't get a slot in college (selection rate went to shit), so I competed for a slot on AD. I knew a PPL was going to be huge, so I figured it out. If I can find a way to get for a PPL, anyone can. I just looked it up, but back in 95 a 2nd Lt made $1636.20 a month. BAH barely covered apt rent. I found a local flight school and paid for my PPL, $2250 at the time, by nearly maxing out a credit card. I paid what I could each month. I then bought a block of 50 hrs for $1250 (yes, $25/hr wet, a huge bargain these days, but in a Traumahawk) and got my hours up over a 100 (the next big PCSM milestone). Lastly, in my UPT class, we didn't do FSP as it was cancelled a few months before attending and the AF didn't fire up the paid for PPL program yet. A few folks that didn't have a PPL struggled. Some made it, some didn't. But maybe that's the problem here; people can't figure shit out anymore and need systems to change and make it easier for them. Compare two people for a slot. One is just existing, but doing good school. The other is busting their ass, working extra to pay for a PPL. It's not that hard of a call.
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Like CH, I got mine at the VA and I've never used them for anything. Eligibility is receiving care or eligible to receive care. They had a car checkpoint just after the gate asking the symptoms questions. After that, they had a few folks directing traffic to the area doing the shots in the hospital. Got a clipboard and number (like the barber shop) and waited my turn. Our VA has been doing Moderna but they just got a shipment of Pfizer and that's what I got (and based on my own research, I preferred). They were giving 2nd doses of Moderna that morning as well. After the shot, I barely had a sore arm, but I massaged it a lot after the shot. And that was it. No temp, no aches, no chills, nothing. I suspect I got a shot of saline. And ditto on the VA staff, all friendly and such. As for scheduling, I get the VA e-mail newsletters and saw they are now doing all eligible vets. The state is at 1B. I called, someone answered right away, and was scheduled with what worked for me, 2 days out. I'm eligible to get a shot thru Cook County in IL via work for the last 4 weeks, but any attempt has been a shit show. Out
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Last time I checked, plenty of people suck at driving too. Lane keeping, collision avoidance braking, pacing cruise control, etc. techs have prevented accidents. I know you don't need those since you're so defensive, but someday you might. Or if you have kids, you may want your kids to have those techs. I want them for my kids. And it's companies like Tesla and others that are pushing the industry faster than it wanted. Interesting theory, any Tesla crash is news while the thousands of crashes by other cars is meh. It like if a pilot does a go around, so what. AF-1 does a go around, oh my fucking shit what the hell is going on headlines all day. Out
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I hope/believe Rep Kinzenger will make it through these times, and remembered for his courage to take on the party. The rest are spineless or complicit. I remember a class in school where we learned about mass hysteria and some examples in history. These times sound a lot like a mass hysteria event/s. Its a psychology problem I guess. That so many are influenced is quite amazing. And our foreign adversaries are probably grinning and chuckling, giddy with joy. Out
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Show me in the leave AFI where it says leave is automatically approved when submitted. I know someone overseas and the quarantine/testing/zero leave actions make our military people almost prisoners. If "exposed" they quarantine you for 2 weeks in your room... can't leave at all. Which I hear is the runtime of watching every Simpsons episode. One finds the end of the internet pretty quick like that. If and when a mandatory vaccinate order comes, the order will be fully vetted by DoD/Executive level legal. And there is a waiver for anything, except physics. PS, the things people lose their shit over these days is epically amazing. Out
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I had a few bucks in my 401K brokerage, so this early fall I bought a few shares each of Pfizer, Moderna, and Novavax, thinking if any of these hits a homerun on a vaccine, I might earn a few. Well, thanks to the short squeezers, Novavax is about to double. Beer covered for the next few months. Oh wait, its in the 401K, shit. I'll stock up when I'm 65 then.
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That's a lot of "pistol" especially for an MSRP of $799.
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Mostly nothing. The billionaires (Bs) won't like the scrutiny, so they'll fund their politicians to play dumb. The SEC won't change rules on shorting other than slapping Robinhood for halting trading for certain customers. Plus the lawsuit against them should help stop that practice. Reddit may delete the club if the SEC says "insider or collusion", but they'll find another place. In summary, the Bs shorting game will slow considerably, but won't go away. They've got a target on their foreheads and the Joes are not going to let up. Maybe next time the Bs will keep their yaps shut on their shorts. Why I do I keep thinking there was a dollar bet made sometime last year. Hey Citadel, bet you a buck you can't make Gamestop go bankrupt. To the everyday Joe investor, "Looking Good Billy Ray" Out
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Anyone that thinks the elections were stolen, full of fraud, etc. has been gaslighted. Trump, his family, his apostles, his subjugates, and his followers, are all brainwashed. I used to be surprised by stuff, but not much these days. This one has me surprised again, that so many in our nation are convinced that the election was stolen. The actions of those fucktards yesterday has brought great shame upon our nation. Out
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CS, Go to the VARS site and read up on all the adverse reactions to all the vaccines you've ever taken, to include the yearly flu one. Once your head spins from all the reported reactions, you might realize this one is no different. If you've survived all the others, you will likely be fine. GFC, the crybaby mentality of people these days... grow a pair. If Pelosi can push though it.... Out
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Like PowerPoint? You're taking a weak sauce pass because of PowerPoint? Was it from scientists that understand biochemistry, how they manufacture mRNA, and how each vaccine mechanism works? As for duration, how long does you body keep antibody memory for tetanus? Or typhoid? Next, effectiveness in trials were in the 95% range, which puts it at the top of the vaccine list of effectiveness. So yes, in this instance, it is the silver bullet. All the other bullets are useless. My point here, do some of your own research. I did. For one, the mRNA approach is something that was talked about when I was in college and will be a true change in modern medicine. "RNA is required for protein synthesis, does not integrate into the genome, is transiently expressed, is metabolized and eliminated by the natural mechanisms of the body and is therefore considered safe." mRNA vaccines were already developed for Zika and rabies, but those diseases are mostly in check with other vaccines or low-rate infections, i.e., no urgency to market, so their trails were low priority. But they laid the foundation and technology to quickly develop the COVID vaccines. Anyone here that had the Anthrax vaccine can attest to some of the adverse effects. I will wager that the mRNA vaccine adverse effects will likely pale in comparison. PS, I my undegrad degree is biochem, so I have a curiosity about how they did it. Move over CRISPR, mRNA is whizzing by on the left.
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Hi Jon and/or Amy, I did a refi this spring at 2.75%. Now I'm getting flooded with refi mail daily. Is 2.25% possible and can another refi be done so quickly after the one we did in early April? BTW, all those mail offers touted 2.25%, but the fine print said up to 2 points payable. Thanks
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Guardians. Yep, they went Marvel for the membership name, you know, to go along with the Star Trek emblem. Pence names Space Force members The commander of Space Force better be referred to as Star Lord. And Groot must be on the patches. And there better be some sweet tunes playing during any space op. Edit. From the article, The Space Force motto is “Sempa Supra,” or “Always Above” and, according to Pence, President Trump is its “founder.” So, if you are on the moon, are you above Earth, or is Earth above the moon? Is there an "up" side to the galaxy? If creatures from two planets are looking up at each other, who's above? Also, I thought Congress made the Space Force, just like they made the Air Force. Out.
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America makes the best beer in the world. You can find any style just about anywhere. Some of my current favorites. For those of you in the WI area, check out O'so Brewing. Stuff sold in stores state-wide, tasting rooms in Madison and at the brewery in Plover, and for the FIBS, Woodmans in Kenosha of I-94 is your place to stop/beer shop. O'so "Beer" is an OUTSTANDING lager. Don't let the generic can fool you (its actually a cheeky joke). The Convenient Distraction has been wonderful in these times. And when it's made, Lupulin Maximus is a great West Coast IIPA. Listen to the owner himself, Marc. BTW, they used to put a hop cone in the bottle, but the lawyers said it was a choking hazard. Who reads label warnings? For those in the Little Rock area, we have Lost Forty, recently awarded the Best Mid-sized US Brewery at the 2020 Great American Beer Festival. My Daily Drinker A very smooth, 9% well hidden, Porter. This stuff is addictive! Recently had this Essence Ale Rosemary IPA in PHX. I was intrigued by the mixture of two resinous plants, hops and rosemary. It was a treat to try, and the brewery is an all-woman venture. It would have gone great with Thanksgiving, but it was only on tap so I couldn't bring any home. Thread Resurrection Complete
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Pilot 1st, Dr 2nd is my advice and its been done before. I've known two guys that went to med school after becoming a pilot. The first guy I met was an active duty, USAF Lt Col Flight Surgeon and I don't recall how he did med school or how long he stayed a pilot. The other was an active duty pilot, got out, went to med school, now doing Dr stuff. If you join a Guard or Reserve unit while doing the degree work, you can get a feel for the military stuff and build connections for a pilot slot. If you change your mind, back to the med path you go. If it works out, and probably after some seasoning (experience), perhaps start up the med path again, maybe stretch it out if you're not in a hurry. You'll likely have more flexibility to do part time to full time education while in the ANG/Reserve. And then there are the education benefits you can use to help pay for it. Happy hunting
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Personal experience or just what some talking head said? 99% of SSD claims are denied on initial application. These days, just about anyone that gets SSD gets it after the claim is taken to court. Takes over a year to years. VA disability claims don't usually take a lawyer to get.
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If all the animals on the equator were capable of flattery, then Thanksgiving and Halloween would fall on the same date. Is that worth it?
