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nunya

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Everything posted by nunya

  1. While an O-5 pension would be nice and I hope to get one, 10% of an 0-5 RESERVE pension is not life-changing money. $300-500/mo difference when you turn 60 in today's dollars. $23,000 (which is low anyway) left to grow from age 32 to 60 is $153K. So the comparison if you assume that dude goes ARC is $153K lump sum vs $550-$850/mo, accounting for 2% inflation adjustments in base salaries. An immediate annuity can rival that.
  2. That would be a different ballgame. And with your savings plan, your options are endless.
  3. You gotta spend something man! Go to Europe for 2 weeks!
  4. Yes. No effect on terminal leave. I chose to sell back the maximum because you can't double dip the way you could going to a civilian job and I wanted to maximize my savings as I jumped into unknown expenses and job prospects.
  5. I'm too old to have a choice, but I think if I had started off with the BRS, I almost certainly wouldn't still have a CAC in my wallet! The ARC will be the ones most hurt by this in 10-15 years.
  6. No full time requirement. It was triple what you owed as a part timer. Probably still is.
  7. While you're ARC, pay a little bit for TRS/Standard. It's good coverage. Between ARC retirement and 60, you'll have to use your employer plan.
  8. First problem is that the reserve pension won't give you 50% or 40% of your base pay, because you won't have 7200 points. You'll have somewhere around 5,000, so your pension will be around 34% or 27% of your base pay. As to your main question, you'll just have to model all of your assumptions in Excel. PV, FV, N, etc. https://www.tvmcalcs.com/index.php/calculators/excel_tvm_functions/excel_tvm_functions_page1 Don't forget to model healthcare expenses in your comparisons. Tricare at 60 is nice; make sure you have some plan between 38 and 60.
  9. ALPA is not immune from letting management slip in clownish contract clauses!
  10. Not necessarily. The reg says "commercial" flying. Mil flying generally does not count as commercial flying. Not withstanding a furlough, most airline guys won't do it because it's not worth their time. Those that want to do it already are as reservists.
  11. Maybe things are different now, but UPT IP used to be a decent home life gig for the always-deployed guys, even if you were in CBM/DLF/END. More ops-ops will only increase the burnout rate. I know I enjoyed the break from the MAF (i.e. most of the year in OKAS/OTBH/OAIX), even if it was shortlived.
  12. Yes, it would survive a direct hit on Montgomery from a NK nuke. Quit over SOS or spend a brain cell on some movement? Lots of reasons to quit and lots of things to protest; I didn't think that made the list.
  13. Meh, just another academic trying to legitimize his paycheck. His ideas will not achieve this end. It'll only shift the battle lines from between domains to between locales. There's no way to eliminate territorial overlap battles, especially when the perceived relevance of those territories directly correlates to their granted budgets. He said himself, it's just about what you choose to optimize.
  14. Handgrips - Raise, Triggers - Squeeze?
  15. Facilities? You mean the roof of some mud hut?
  16. It is Movember afterall! https://www.awarenessdays.com/awareness-days-calendar/movember-2017-mens-health-awareness-month/
  17. I'm beyond having a dog in the fight, but is what is basically a cut and paste from the AIM formatted for AF brains worth the staff hours spent to maintain it? In an era of undermanned squadrons and staffs, I'd advocate for anything that reduces the paperwork burden, no matter how small. Flyers will adapt to new formatting.
  18. No, we're supposed to be in the business of killing people and breaking their shit. If the AF (and the nation) hadn't lost that focus years ago, they wouldn't have to worry about WTF D, U, A, S, F, and U are doing. Too bad Blue is more worried about breastfeeding in uniform, fun runs, Asian Islander month, training the untrainable, and zebra stripe dot.
  19. Churches in TX are only off limits if they're posted with the 30.06 or 30.07 sign/notification. It's poorly worded in the penal code, but an important detail.
  20. I guess Midnight Hot means nothing to you?
  21. Here ya go.
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