Yep they are finite, but our system is staffed and equipped for the likely amount of use that occurs each year. If we increase from that just in case, we’ll have a lot of expensive waste that will increase costs. Healthcare is already expensive.
It’s not just “muh economy”. It’s easy for us with a steady paycheck to say that. Go checkout how many people are at the Food-banks this week; I read that something like 15K families in San Antonio alone. 15,000 families in one city need food assistance. People die from mal-nourishment too, or become weak and vulnerable to a disease they otherwise could have fought.
Isolate the vulnerable and get the less vulnerable doing something productive. Also, let’s take a look at incentives to get people out of the vulnerable camp. Can’t do much about age and some pre-existing conditions.. but a population of people with poor health due to lack of preventative care and poor choices is pretty dumb. It’s also America though, so freedom.