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Day Man

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Everything posted by Day Man

  1. Haven't read his shit, but you don't sound like Dave Ramsey's target audience. Like AM said, how diversified are you? Do you have $18k split between 3 auto/airline/fleshlight stocks? Look into ETFs that offer inherent diversification like mutual funds, but usually have lower fees and higher liquidity.
  2. 2 Great point. Back when I took it, the interest rate was 2%, and you could get 4% through their savings. It was stupid not to take it. As with everything investing, YMMV.
  3. I always shook my head when I saw the newly-minted SSgt pull up in his new BMW/Benz. They drove WAY nicer cars than I did, and I was making over 2x their base pay (not bragging). We do our young guys a disservice by not teaching a basic finance course at BMT/FTAC, even if it might fall on deaf ears.
  4. That's cool, man. Just remember half the country (and Canada, too) is of below-average intelligence, and some of us don't need "baby steps."
  5. Just googled Dave Ramsey, and he seems nothing more than a greasy businessman touting common-sense financial tips. He had to file bankruptcy early, bases some of his lessons/material on "Primerica" (pyramid scheme), and is promoted by one the best financial schemes going (religion). If you don't know that money earning money > money losing money, you should probably run for Comptroller of Detroit.
  6. Again...never said they're the same (see above: hyperbole). Who benefited from Snowden's leak? I refuse to believe our military near-peers had no clue about the extensive data-mining our govt uses to hunt our enemies. The only people surprised by the reports were Americans that put too much trust in their government.
  7. Never said anything about penalties. It was hyperbole. You break a law, you are a criminal. Yes and no. Why do you disagree?
  8. test edit: hit reply, little green bars, then nothing. (my reply used to appear immediately) hit refresh, and my post is there. edit 2: WIndows 7, Firefox 23.0.1
  9. Off-topic, but do you have any good -117 stories? Combat/early flying buffoonery/govt interference?
  10. Have you ever sped on the way to work? You are too. I have little problem with Snowden's actions (Manning is a different story). I would be hesitant to call him a hero, but what he did was very important (albeit probably fruitless in the long run.)
  11. split a 2013 Bourbon County Brand Stout with the Old Man on NYE. Very boozy (its 14% abv), lots of chocolate, caramel, black licorice, and a bit of bourbon, but you can taste the potential for aging. Looking forward to cracking one in several years.
  12. To quote multiple posts, click the "multiquote" button on the posts you wish to quote, which should prompt a "Reply to x quoted posts" button below. After clicking that, you should be able to type in between the quoted posts in the "Reply to this topic" section. You can also manipulate the quoted text to address/delete a certain point.
  13. Pajaro- Congrats...you have a shitload of money! Disclaimer: I am a unemployed bum with little financial education from a state school, so keep that in mind. IMHO, you need to diversify. You have 59% of your net worth in one fund. Granted, that fund has kicked ass the past few years, but there have been a few HUGE "corrections" since its inception. You can call USAA and speak to a financial advisor (for free), and they can give you a more educated opinion about how to protect your money.
  14. If it benefits him more than his fellow service members, the answer is pretty obvious...welcome to politics.
  15. Ummm...any reason you can't just eat better and work out?
  16. my apologies, sir...here's some footage of my cat and mouse that should keep you entertained through the new year!
  17. nothing like some bad CGI on them fancy interwebs to entertain the old folks!
  18. People fly different planes, steve...I'm guessing you don't have 23 hr days flying across the pond after getting alerting 16 hours into bravo. Add in an A/R and an arrival into busy airspace, and correct manipulation of the automation will ultimately reduce workload for the pilots.
  19. I like Welsh, but I will bet someone a bottle of Makers the he leaves his post early. I think he had high hopes as CSAF, but has been inundated with BS.
  20. Write "DOT" on the back, and this also works for the motorcyclists out there. Not really, don't kill yourself.
  21. "To free ourselves, we have to follow our religion." How do you say ironic in Arabic?
  22. Less than 3 months after I separated...something, something, timing is everything.
  23. Uhh, yeah dude. They just track sorties from there. And provide support when TIB comes to town.
  24. No longer undisclosed!
  25. that guy writes like a hack, and loses even more credibility when he quotes Sarah Palin...must be a slow news day.
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