I know that 6k -10k sounds like a lot and it undoubtedly is for a college kid, I was there. If you are serious though about going through with the ANG and accept nothing less than a pilot slot don't worry about the cost, take out more loans *dreaded* but if thats what it takes. Get it done and bite the bullet no matter what or how you have to do it. Last I saw something like 125k for training on the outside to get you where you'll be after UPT.