Thanks, I use a broker as well but has kept me with the same company the last 9 years. I'll go self insure (cept liability) if need be. Did it with an experiemental I had a hundred years ago when the airlines paid nothing and were going to crap.
Same airline (NERD guy). All changed when the airline did away with long downtown layovers during BK. I remember leaving MSP for one of those in SFO (when it was great) and looking at my FO saying, "This is no longer fun." I really feel for all you flying domestic. Always had one long layover and took my wife-to-be on many. We did it on the airline's dime and had fun. Still travel in retirement to Europe for the ambiance we can't find in the US but stay away from crowds and tourist. No kids so we can blow the wad.
Seems like I spent a quarter of my life in AMS. Hated it....slept when I got in (no augmentation back then), cocktails at 5, dinner at 6, in bed by 9, wide awake at 1am. Don't even nonrev thru there if I can help it.