Unit#8192

Thanks for the information Jon I appreciate it this is helpful!

Greetings, thought I'd reach out to the hive mind for suggestions for my situation. I closed on a Refi back in Dec/2020 (great experience with Jon/Lisa Trident) on a VA loan and got 2.25 for 30 years with rocket mortgage. I waived my escrow account in favor of paying on my own with no issues. Fast forward to Oct/2021 and my mortgage was sold to Lakeview with the loan being serviced by Flagstar Bank. The customer service with Flagstar has been terrible and from an emotional standpoint HATE dealing with them. I just got a notice stating that they're reinstating my escrow account and that I'm unable to waive that since it's a VA loan. Given some customer service issues I've had with Flagstar I filed a claim with the BBB. I had no escrow with Rocket Mortgage when the loan was sold back in 10/2021 and the recent notice to was due to an escrow analysis flagstar just recently completed. The research I've done says that I'm stuck with Lakeview/Flagstar combination unless I pay off my mortgage or Refinance which seems like a bad idea with rates back on the rise. I was under impression if my mortgage was sold that the terms couldn't be changed but it's not clear to me if an escrow qualifies as a term or not. My google research leads me to believe I'm somewhat stuck. So I'm looking for any and all suggestions or ammo that can be used before I raise hell/call to deal with them. I can go into more detain about my customer service issues privately if need be. Great credit history/score with no late payments on record and credit score in excellent range. I owe 15x,### with house estimated to be worth 300K plus as I've recently renovated the kitchen and master bed/bath. Located in Indiana if that also matters. Thanks for reading and for your time.

Congrats, great news!!!!

Just wanted to give a shoutout to @Jon - Trident Home Loans and Lisa McDonald whom I dealt with after that for their efforts/time guiding me through this process. I cold called Jon and he called me back within 10 minutes to help clarify what made sense for my situation. Dealing with Lisa was also outstanding and I ended up securing 2.250 IRRL on a 30 year VA loan with $31 dollars owed at closing (on Friday). I plan to use them should the need arise in the future. Thanks again! Travis

Just wanted to say good luck man, I saw you post this on TPN! Just wanted to congratulate you on your progress I saw you posted this on TPN. Happy Hunting!

Thanks and congrats on PA school that's a hell of an accomplishment!! There are a few 135/C17 units that have apps due coming up middle of next month as well.

Your stats look awesome and the fact that you're almost done with PA school speaks to your academic ability. You didn't mention air frame or geographical preferences but I'd start applying anywhere and everywhere you could see yourself wanting to live. I'm not sure how visiting/rushing units is going to be at the moment with the covids but that shouldn't deter you from applying and making them tell you no. If you haven't heard of em Bogidope, The Pilot Network (TPN facebook group) are worthwhile places to use for hiring/contact info and board announcements. People have had great things to say about Bogidope interview prep/application review package as well. You have nothing to lose I say make them tell you no. That's my plan and I'm older with a less impressive resume, ha! Happy hunting

I think this is a great topic to add to some of the commuting threads on here, yes? I'd be interested in what the consensus is or how people make in work in a situation similar to yours. I'm somewhat limiting myself to places I can drive to in about 3 hours.

@sartoreabram @CavGuy @Lisenbyjacob the Columbus 135 unit application window has been extended and updated on Bogidope. Thanks for the responses.

Thanks for sharing, this alone could almost warrant it's own discuss thread in/of itself. Interesting times we live in!

Anyone have any updates on if the 121st ARW out of Columbus Ohio and if application are still due on the 15th of May? I haven't been able to get in touch with anyone so far.

Welcome and the illustrious individual you're referring to is @FDNYOldGuy although there are a few individual around here whom have secured an ETP for age. I need an ETP for age also so I'll share what I've been told since we have some similar bullet points please keep in mind I don't have a slot etc. I'd consider getting some flight time if it's financially feasible as this can have the added benefit having some recent time in your log books and it'll boost your PCSM closer/possibly over 80. When you get a slot, this recent experience may be the difference in having to attend IFT or not; It's waived for PPL holder however I don't know if that applies to people who haven't flown in awhile, plus it'd be fun anyway. I don't know what VA benefits you may have available to you to use (Voc rehab, TA, Post 911 etc) since you obtained your degree before joining the NG so perhaps you can weigh/consider using some of those for flight time. This is direct feedback I was given by a Heavy Unit i regards to the flight time but varies depending on the unit; I hadn't flown in 8 years. I HIGHLY recommend joining the RTAG nation and TPN (the pilot network) on facebook and Search around. Bogidope has a pretty legit POC contact for units and they advertise when Units are hiring. Networking is key on/offline. Have you been visiting Units that you're interested in applying with? Since you'd be happy serving in the NG in some capacity if this doesn't work out have you considered the NG WOFT route? Are you locked into a specific geographical area or are you open to moving/living anywhere that will give you a slot? From my POV your scores look competitive for Heavies but I'm sure people with more clout will chime in and speak to those areas specifically. Good luck you have great story!

Welcome, Marine. Have you considered Army WOFT? Given you being two years away from a degree @ 35 years old you're facing an uphill battle. You are prior service, have two years of College and have the flight time/rating boxes checked so where you stand today (with great SIFT score) perhaps you'd be competitive for that? Worth considering, IMO. I'm sure more credible people than me will chime in, make em tell you no is my plan also. Good luck

@WeatherLion I think you may get more feedback if you consider starting a thread and following a similar format as others. People will need your complete AFOQT scores, what air frame you're shooting for (anything vs fighter only) along with the information you have above to gauge how competitive you are. The obvious thing would be to continue plugging away to get your PPL and at 50 hour I would imagine you're within striking distance. There isn't anything you can do about your GPA but it would be good to have an honest explanation as to why it's low. RUSH, RUSH, RUSH if you haven't been doing that already (when the Covids is over). You're a Marine and you mentioned not giving up on this for quite some time so keep at it. You're 28 so not age critical. If I we're you I'd start applying anywhere/everywhere you could see yourself living. I'm assuming you don't have a preference in air frame based on you not mentioning wanting to be a Fighter Pilot which would increase your chances further. You seem to check the total person concept boxes, and have strong LORs. Hopefully you can get that PPL knocked out soon. Good luck, we're in a similar situation!

Thanks @torqued Same to anyone who has a spouse/SO that's in the medical field and/or works in hospital. Maybe if I catch the Covids that'll help me get a Age ETP/UPT slot within the Guard/Reserves. By any means necessary😁 #Noshame