bcuziknow

Ouch

Navy Federal 100%

This action is a response to practices deemed unsafe or unsound by the OCC, particularly in areas of management, earnings, and information technology. Practices “unsafe and unsound” was the justification OCC and FDIC closed Washington Mutual 2008

Stunning this place is still open. And that clown is still CEO https://www.msn.com/en-us/money/companies/us-watchdog-orders-usaa-bank-to-rectify-practices/ar-AA1wbxxf?

lol great way to guarantee a zero “In some cases, the VA doesn’t have all the evidence needed to make a rating decision, so the claim is deferred. A deferred VA claim means your claim was neither denied nor approved. Instead, it’s put on hold until you can submit sufficient evidence. Simply put, the VA is telling you that the information you submitted with your claim is incomplete. They’re asking for more information from you to make a rating decision.” Additionally, there is so much misinformation, disinformation, and out and out bullshit in this thread I would hope that anyone pursuing disability claims would search elsewhere for accurate info/guidance. The Texas lawyer “guarantee” is a classic! As for the OP, are you sure you’re not confusing the “combined ratings” table vs “adding up” your ratings. Pretty hard (nearly impossible) to get anywhere near an 100% rating with “ just a bunch of little aches and pains” Also, 100% rating in no way guarantee a P & T. ex: one “large” rating like CPAP 50% plus another TEN 10% little aches and pains would only grant you a 80% rating. Best advice you gave was start 2 (I would argue 5) yrs out from ret/sep.

Warrant Officers - lmao

And not hard to decipher who has taken to necessary steps to get rated and who hasn’t!

Ditto on the team Trident. Hands down the best VA team, process, and results. I’ve used others and closed on 4 VA loans in the last 6 yrs with the most recent Trident. Minimal invasion of financial colonoscopy, minimal calls to respond to, and smooth closing. Definitely the only mortgage I’ll ever use. Thanks again Jon/Roy/and the staff to make it happen on a short notice closing. Walt & Tracey

A lawyer is not required, however trying to do it yourself is not recommended either. If you do it yourself, good luck with that. If this poster used a VSO then he needs to find another more qualified one. It’s complicated (by design), but well worth the effort to learn the puzzle pieces and “the math”….and don’t assume you understand “the math” ex: hysterectomy 50% + sleep apnea 50% does NOT = VA 100% It’s actually 75% unless there are other claims. “The Math” - https://www.va.gov/VA-combined-ratings-table-2019.pdf As for the original post (di1630), I would suggest you left a lot on the table. For most of you (I assume AD) a 50% rating is min target as it then becomes a $1150ish/mo tax free IN ADDITION to ret check. Anything less than 50% and it’s simply eliminates the tax on that amount of your retirement check. NOTE: 50% is not that terribly difficult to rate when you take into account things like sniffles, allergies, knee issues, tinnitus, hearing loss, ((plantar fasciitis <—— foot stomp 50% alone)) to name just a few. Plenty more easily puts said poster well above 50%. Veterans Administration report to Congress, the ten most commonly awarded medical conditions that are getting approved for benefits are as follows: Tinnitus Limitation of flexion (knee) Hearing loss Lumbosacral or cervical strain (back and neck strains) Limitation of arm motion General scars Limitation of ankle motion PTSD Migraines Paralysis of the sciatic nerve Finally, it’s not “a game”, it’s a benefit available for a reason. When you swore in some 20+ years ago, the govt agreed to return you to after your service in the condition you were in when you entered service. Here’s where I get on my soapbox - are you aware that ED (often associated w most your claims and a no brainer for someone w back issues) is a Special K award of $120ish/mo on top of your VA rating. Oh, and for you pilots, also free viagra for life. jus sayin~ “Game the system”? No. Understand the benefits you’re due and learn the rules, HELL YES! Finally, the time to start preparing yourself (increase your medical visits) for those benefits is 1-2 yrs from retirement, not at your govt reqd TAMP session.

As well as promote 1 or 2 times again!

Huh, what? I guess that makes the Gamecocks world beaters.. Go Buckeyes!

“I am in a flying air advisor position“ - God help us!

Why does every time I post something not get posted? “Your content will need to be approved by a moderator”

Newsflash to TFL at age 65. You MUST take Medicare Part B or you lose your TF”L”. Three things happen to your TFL at age 65, all three fairly significant: 1. Effective your 65th Birthday, you will no longer be seen by a PCP on base. You can continue to use emergency services at military hospitals however all of your health, clinic care providers will be on the market (Medicare providers). You can still fill your prescriptions on base so you won’t need Medicare Part D plan. 2. When you elect Medicare Part B (required or you lose TFL), Medicare becomes your primary insurance and Tricare becomes your wraparound coverage for anything Medicare doesn’t cover (still a good deal, sorta). 3. The standard Part B premium amount in 2022 is $170.10, so yeah you now start paying. In addition to the “standard cost” of $170.10, Social Security takes your PREVIOUS two tax returns (from the IRS) and, depending on your income from those two PREVIOUS years, you pay an additional amount of premium added to your monthly Medicare cost. The “holy grail” TFL just got tarnished. Personal experience: my “forever” TFL deduction of $50/mo for family coverage, has just turned into $544/mo for Medicare coverage for JUST ME at 65. But gee, I get to keep my TFL, which gets me prescriptions, SAAMC, VA, options still available. BLUF: for those of you chasing that airline final hi 2-3 yrs, at age 65 your MEDICARE premiums will be determined on your “previous” two years AGI “If your modified adjusted gross income as reported on your IRS tax return from 2 years ago is above a certain amount, you'll pay the standard premium amount and an Income Related Monthly Adjustment Amount (IRMAA). IRMAA is an extra charge added to your premium.” Thank your local politicians if you agree with this law- bastardz… jus sayin~ https://www.medicare.gov/your-medicare-costs/part-b-costs

Local reports say the plane had been used in a parade as a float, and the pilot decided he would take off from the street to get back home. Luckily, the pilot was not injured in the crash, but the crash caused the street to be closed for several hours. https://www.tmz.com/2021/10/03/plane-crash-texas-highway-video-streetlight/ Brilliant