Investment showdown -- beyond the Roth, SDP, & TSP

[ClearedHot]

Friday was rough on the S&P, nearly a trillion ($900B), in market cap was wiped out.

[Swizzle]

1 hour ago, BuddhaSixFour said:

It’s better than that if you tack in say $2.9M for the current value of the retirement and disability (current cost of an annuity that pays the same amount for a 49-years old male), plus maybe another $150k in untaxed income. I get around $230k/year presuming he’s 49 and makes it to his mid 80’s. Not shabby at all. 

That $2.9M is unrealized. Instead it's doled-out month by month till death or SBP expiration. Until then it's all bird in bush potential. Live long, that retirement ages well and its FV increases over time woth COLA - your body won't. 

[Swizzle]

1 hour ago, ClearedHot said:

Friday was rough on the S&P, nearly a trillion ($900B), in market cap was wiped out.

However, pretty good if you were/are a bear.

[BuddhaSixFour]

17 minutes ago, Swizzle said:

That $2.9M is unrealized. Instead it's doled-out month by month till death or SBP expiration. Until then it's all bird in bush potential. Live long, that retirement ages well and its FV increases over time woth COLA - your body won't. 

Thats why I used the current price of an equivalent annuity. Thats exactly what gets accounted for.

[arg]

Dang! I need to sell more cows.