The Next President is...

[HeloDude]

On 3/31/2023 at 5:25 PM, nsplayr said:

Yet many “extremists MAGA republicans” lost winnable senate and House races in the midterms. Seems like it was more believable in that direction this time around!

The same line that doesn’t have any impact on Susan Collins works pretty well against Hershel Walker for instance.

Calling Biden an extremist won’t work and it’s not the best line of attack Republicans could use against him. But by all means…please try if you’re ok with losing again.

Since it’s been two weeks with still no response, I’ll ask you again:

Are there any Democrats in the House or Senate who you would label an “extremist”, and if so, who are they?

[Lord Ratner]

14 hours ago, ClearedHot said:

After months of dragging their feet the Treasury Department FINALLY gave the House Oversight Committee access to suspicious activity reports generated by the department on transaction within the Biden family.  It has come to light that SIX additional Biden family members were paid many millions of dollars by Chinese and Russian firms.

 

Raise your hand if you're surprised...

[Biff_T]

36 minutes ago, Lord Ratner said:

Raise your hand if you're surprised...

[ClearedHot]

In today's installment of "How can Biden F@ck Americans"...

Effective May 1st borrowers with a credit score greater than 680 will pay MORE on their loans to subsidize high risk loans.  As an example for example, non-dirtbags who pay their monthly bills and live within their means resulting in a higher credit score will pay about $40 per month more on a home loan of $400,000.   And just to make the slap to the nutsack even better, homebuyers who save and make down payments of 15% to 20% will get socked with the largest fees.

https://www.washingtontimes.com/news/2023/apr/18/joe-biden-hike-payments-good-credit-homebuyers-sub/

[HeloDude]

9 minutes ago, ClearedHot said:

In today's installment of "How can Biden F@ck Americans"...

Effective May 1st borrowers with a credit score greater than 680 will pay MORE on their loans to subsidize high risk loans.  As an example for example, non-dirtbags who pay their monthly bills and live within their means resulting in a higher credit score will pay about $40 per month more on a home loan of $400,000.   And just to make the slap to the nutsack even better, homebuyers who save and make down payments of 15% to 20% will get socked with the largest fees.

https://www.washingtontimes.com/news/2023/apr/18/joe-biden-hike-payments-good-credit-homebuyers-sub/

No, no…you have it all wrong.  This is to help out minorities, per the article below.  If you don’t support the measure, then clearly you’re against helping minorities achieve home ownership.

"Why was this done? The answer is simple, it was to try to narrow the gap in access to credit, especially for minority home buyers who often have lower down payments and lower credit scores," Stevens said. 
 

https://www.msn.com/en-us/money/realestate/biden-rule-will-redistribute-high-risk-loan-costs-to-homeowners-with-good-credit/ar-AA1a4tTx

[FLEA]

16 minutes ago, ClearedHot said:

In today's installment of "How can Biden F@ck Americans"...

Effective May 1st borrowers with a credit score greater than 680 will pay MORE on their loans to subsidize high risk loans.  As an example for example, non-dirtbags who pay their monthly bills and live within their means resulting in a higher credit score will pay about $40 per month more on a home loan of $400,000.   And just to make the slap to the nutsack even better, homebuyers who save and make down payments of 15% to 20% will get socked with the largest fees.

https://www.washingtontimes.com/news/2023/apr/18/joe-biden-hike-payments-good-credit-homebuyers-sub/

This sounds shitty and inequitable.... but I realized socialized pricing is becoming the norm on the private commodities market. We already do it with airline ticketing and education. Mortgages honestly makes sense as a next step. You're going to pay it because at the end of the day you need a house and you are willing to pay more than others for it. If anything there's a shit ton of bank executives kicking themselves in the nuts right now for not thinking of this sooner. They were leaving a lot of money on the table. 

Just watched a really interesting presentation on this but in short, the way the consumer market is moving, over the next few decades, if you make more money, you will begin paying more for the same items other people pay less for. In other words, as digital markets become more and more dominant, they are going to use data collection to profile you, and individual pricing based on your personal demand will dictate your price. If you make more money or have higher demand, companies will be able to ID that you are wiling to pay more for an identical product someone else is getting at a much lower price. 

This sounds bonkers, and I wouldn't believe it on my own, but like I said--its already happening in education and airline ticketing. 

Not saying I agree with Biden here. Just saying if he didn't do it, the bank was certainly going to do it in the next decade. 

Edited April 20, 2023 by FLEA

[nunya]

4 hours ago, FLEA said:

...if you make more money, you will begin paying more for the same items other people pay less for...

You can't fight city hall so it's incumbent on us then to work smarter not harder.

Starting a business? Your wife better own it, especially if she's a veteran.

Your (assumedly not deadbeat) early-career adult kids have access to cheaper credit? Rent your house from them.

Use UTMAs and 529s (especially with the new Roth rollover rules).

Fund Roth IRAs for your kids.

Bunch your charitable tax deductions with a DAF.

"Eat the rich" isn't going away. Better make yourself unappetizing.

[Guardian]

This sounds shitty and inequitable....

It’s the definition of making it equitable for everyone. This absolutely fits the sexist and racist goals of DEI. 100%

[SHFP]

In the meantime....awaiting another WH Presidential Invite now to the little 6yr old girl and her Family shot in broad daylight by a previous convicted individual and not by a 84 yr old senile, scared homeowner at night time.  Any bets on when that will occur???

[Danger41]

I had felt bad that my 4 kids were destroying my credit score and budget by their existence but now I’m stoked they’ll save me several hundred a year. Yay!

[HossHarris]

I’m being told that VA backed loans are exempt from this bullshit. 
 

 

[pawnman]

On 3/31/2023 at 1:58 PM, nsplayr said:

Whether you believe it or not, people like Joe Biden are the mainstream of the party and have been for a while. More liberal in many ways than in the past, even Clinton 90s past, but parties change and evolve all the time. More conservative in other ways than, say, FDR or LBJ.

The GOP has certainly changed quite a bit in my lifetime, especially in the last ~10 years from Romney/Ryan 2012 to MAGA & Trump today. There’s a very broad swath of ideology between those two camps just within the Republican Party!

There is a large part of the Dem party to the left of Biden, like Bernie et al, and there are some to the right like Manchin, Eric Adams, etc. It also varies by issue and region and there’s not a smooth alignment of ideology or policy along any one axis as I’m sure you know.

You don’t have to like it or agree with current admin policies, but calling Biden a radical is not a winning strategy and not believable to the American public. In fact, it’s such a bad strategy that I really hope all my Republicans friends go for it full bore!

You lost me when you said FDR was more liberal than Biden. At least his government spending was based around putting people to work on public projects.

[BashiChuni]

biden would never go on something like this lol trump is a gangster

[ClearedHot]

We can only hope the flood of corruption is about to break through the dam of obstruction created by this administration, the justice department in particular.  An investigator with the IRS is seeking Whistleblower status over claims the investigation of Hunter Biden has been illegally delayed and obstructed.  It is ALWAYS the coverup that gets these clowns.

Even the left-wing press is reporting the details (you really should watch the video).

1.  The FBI investigation of Hunter Biden was complete a YEAR ago.

2.  The IRS investigation of Hunter Biden was complete a YEAR ago.

3.  There is probable cause to indict Hunter Biden on two misdemeanor counts of Tax Evasion.

4.  There is probably cause to indict Hunter Biden on one felony count of Tax Evasion.

5.  There is probable cause to indict Hunter Biden on one felony gun charge.

The whistleblower asserts the Justice Department has interfered rather than leaving the matter to U.S. Attorney David Weiss as promised by Attorney General Merrick Garland under oath. 

[FLEA]

1 hour ago, ClearedHot said:

We can only hope the flood of corruption is about to break through the dam of obstruction created by this administration, the justice department in particular.  An investigator with the IRS is seeking Whistleblower status over claims the investigation of Hunter Biden has been illegally delayed and obstructed.  It is ALWAYS the coverup that gets these clowns.

Even the left-wing press is reporting the details (you really should watch the video).

1.  The FBI investigation of Hunter Biden was complete a YEAR ago.

2.  The IRS investigation of Hunter Biden was complete a YEAR ago.

3.  There is probable cause to indict Hunter Biden on two misdemeanor counts of Tax Evasion.

4.  There is probably cause to indict Hunter Biden on one felony count of Tax Evasion.

5.  There is probable cause to indict Hunter Biden on one felony gun charge.

The whistleblower asserts the Justice Department has interfered rather than leaving the matter to U.S. Attorney David Weiss as promised by Attorney General Merrick Garland under oath. 

Its also coming out now that a member of Biden's team approached, authored and pressured the "50 members of the intelligence community" to sign the letter that said the Hunter laptop was Russian disinformation. 

[tac airlifter]

1 hour ago, FLEA said:

Its also coming out now that a member of Biden's team approached, authored and pressured the "50 members of the intelligence community" to sign the letter that said the Hunter laptop was Russian disinformation. 

The "intelligence community" has about as much credibility left as the post-COVID NIH.  They weren't pressured into anything, they willingly signed up for it.

Look at the country the Democrats have made: our institutions are illegitimate, the government limits free speech, crime is through the roof, borders are a mess, China is stronger and belligerent... nothing is better now than 2019, everything is worse.  Vote them all out.

[ClearedHot]

2 hours ago, FLEA said:

Its also coming out now that a member of Biden's team approached, authored and pressured the "50 members of the intelligence community" to sign the letter that said the Hunter laptop was Russian disinformation. 

Not just a member of his team...his current Secretary of State.  I know our liberal friends are "mostly happy" with Biden but the irony of what has happened (disinformation/collusion with foreign governments/crimes), is truly staggering.

[ClearedHot]

 

[bfargin]

He usually has pretty well thought through analysis. In this case, sadly for the country, we seem to be headed right where he’s predicting.

 

[FourFans]

8 hours ago, bfargin said:

He usually has pretty well thought through analysis. In this case, sadly for the country, we seem to be headed right where he’s predicting.

 

As one of those independents he's talking about, this is disconcerting...but also seems highly accurate...which is disconcerting...

[Clayton Bigsby]

On 4/23/2023 at 7:00 AM, ClearedHot said:

 

You mean the Hatch Act that the previous President ignored and obliterated, notably holding the RNCC at the White House?

I really wish they’d do away with that law entirely, seems like a Rules for thee but none for me situation.  Fed employees are held to it, but the political leadership do whatever they want without consequence. 

[FourFans]

3 hours ago, Clayton Bigsby said:

seems like a Rules for thee but none for me situation.  Fed employees are held to it, but the political leadership do whatever they want without consequence. 

...so like pretty much all laws as of late?  Gun ownership laws.  Drug laws.  Acceptance of money from a foreign power laws...

[HeloDude]

20 hours ago, bfargin said:

He usually has pretty well thought through analysis. In this case, sadly for the country, we seem to be headed right where he’s predicting.

 

My money is definitely on Biden winning in 2024 assuming none of the following happen:  The economy goes into 2008 style recession, China invades Taiwan and we find ourselves involved in an unpopular war, and/or Biden goes full vascular dementia and can’t say more than a few words at a time.  If Trump couldn’t win in 2020, I don’t see him winning in 2024.

Hang on tight, it’s going to get a bit bumpy…

[brabus]

The only hope is Trump doesn’t win the primary. If that somehow happens, Biden may very well lose. If it comes down to Trump vs. Biden, we’re fucked. 

[HeloDude]

41 minutes ago, brabus said:

The only hope is Trump doesn’t win the primary. If that somehow happens, Biden may very well lose. If it comes down to Trump vs. Biden, we’re fucked. 

Trump won’t lose the primary.  He has too large of a backing and with a large primary field, he wins.  And in the rare chance he doesn’t win, he’s not going to concede gracefully and recommend his support go to the nominee.  Result:  My earlier post.