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Posted

I’ve been sitting reserve  oct 18 through present. I’ve worked zero actual hours. I’ve been paid about 360ish hours. So about $62k gross with zero actual work. Zero. 

We’re currently overmanned on my plane in my seat. I’m on year 2.

Its been wonderful. 

My effective hourly rate for actual work performed in 2018 is up around widebody captain. 

The grass is greener. 

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Posted (edited)
1 hour ago, HossHarris said:

I’ve been sitting reserve  oct 18 through present. I’ve worked zero actual hours. I’ve been paid about 360ish hours. So about $62k gross with zero actual work. Zero. 

We’re currently overmanned on my plane in my seat. I’m on year 2.

Its been wonderful. 

My effective hourly rate for actual work performed in 2018 is up around widebody captain. 

The grass is greener. 

Damn, right now it seems the AD guy that...

 

Edited by Swizzle
Posted

I've read Jason's articles regarding Airline vs. Military pay on aviationbull.com. I was wondering, does it make financial sense to stay in the reserves if you're flying for a major airline? Would the time spent being a traditional reservist be better spent taking an extra trip a month for an airline?

Posted (edited)

At delta, and I think other majors are very similar, you start losing money around year 2 and it’s real money in year 3. 

That being said, from a purely pragmatic standpoint, it is a powerful tool for managing your airline schedule. 

In the olden days, folks would stay in the reserves forever to have that scheduling power. With the seniority movement these days it may not make as much sense to lose that money. 

And there are the intangibles. Continuing to serve means a lot to some. 

Edited by HossHarris
Posted
I've read Jason's articles regarding Airline vs. Military pay on aviationbull.com. I was wondering, does it make financial sense to stay in the reserves if you're flying for a major airline? Would the time spent being a traditional reservist be better spent taking an extra trip a month for an airline?
You do it for the retirement. I'm my opinion, there's a big chance that 20 years from now we have some sort of Medicare-for-all or other nationalized medicine disaster. In that case, I expect the military medical retirement to be largely irrelevant, leaving only the check of the month club. It's still money, but it only takes a few months in the airlines to learn that there's always another dollar to make, and some people will kill themselves chasing it.

For me, the airline compensation is enough. But I also would need 10 more years to retire.

And if you are doing it because you enjoy the military, obviously that's a different story, and a perfectly valid reason.
Posted
2 hours ago, Newb said:

I've read Jason's articles regarding Airline vs. Military pay on aviationbull.com. I was wondering, does it make financial sense to stay in the reserves if you're flying for a major airline? Would the time spent being a traditional reservist be better spent taking an extra trip a month for an airline?

Man, that's a loaded question with lots of twists and turns for lots of different circumstances as far as your goals at the airline and military and finances. 

I am an IMA in the Reserves, so I usually do my military in two, 2-weeek chunks per year, with a few single days peppered throughout the rest of the year for readiness items.  On my first trip I lose a little money but I make a little money on the second trip due to knocking out so many double-drill periods in a row (narrowbody pay).  I assume I would really lose money either way if I were widebody and definitely if captain. 

And, of course there are the guys who just fly their full schedule at the airline and work the drill and a few flying days in addition to the airline, as opposed to dropping an airline trip.  So they make more money, but work a lot more.  Day for day, even at year 2 narrowbody pay, you still lose money for each day of a trip that you drop to be replaced with a military day. 

 

Other factors to incentivize people to stay in the military, other than total maximization of finances at the airline:

- camaraderie is basically nil at the airline, so the Reserves keeps up a network of regular friends to shoot the shit with

- military flying breaks up the boredom of airline flying

- ^^^as mentioned, retirement pay and healthcare

- having a good backup plan is a good idea.  I had 4 friends hired in 2000 who were very grateful that they had the military to fall back on for full time jobs while furloughed

- healthcare costs are relatively high (at least at Delta) compared to the guys buying into Tricare Reserve Select.  I think the civilians pay about $400-600 more in premiums per month, and from the horror stories I have heard, they pay anywhere from $2K-$10K more out of pocket then a typical TRS medical plan reserve guy does. 

 

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Posted (edited)
5 hours ago, Newb said:

I've read Jason's articles regarding Airline vs. Military pay on aviationbull.com. I was wondering, does it make financial sense to stay in the reserves if you're flying for a major airline? Would the time spent being a traditional reservist be better spent taking an extra trip a month for an airline?

Things are changing rapidly. The cost control measures of the Guard/Res resulting in an increased complexity in getting paid while relying on technology that doesn't work makes it difficult to get paid as often, and as reliably as you could just a couple years ago. I would say it would take some serious spreadsheet calculations, but there has to be a specific number of years of your military service where it does actually make sense to stay in and finish your 20, but it seems that break even point is sliding to the right toward 20 years as the pay disparity between military pay and airline pay widens with each new round of contracts. 

As Hoss said, the Guard/Res can be a great way to manage your quality of life as well as reap lots of intangibles, but the opportunity cost of dropping mil leave is getting higher and higher while the reward is shrinking.

I'm over 20 and recently did the math for my situation. After 20 mil and over 10 airline years, it's not even close to being worth it. I found I'm basically taking a massive hit every year just to fly around the flagpole and have lunch with the bros. I'd estimate if you have less than 15 years of service, it's not worth it to finish out your 20 from a purely financial standpoint depending on airline/unit/etc. If you're between 15-20....?

Edited by torqued
Posted

I think this is a really tough question to answer primarily because of the unknown future of health care in the U.S.  IF (big IF) that remained status quo until the guy considering this question flew west, then I think pursuing a G/R retirement would be worth it, hands down.  The Tricare option as you near and surpass retirement age is worth far more than hoping to grab some extra bucks on trip when you can.  Maybe using the extra cash to fund some kind of long term health care policy might make it a wash, but I'm not sure such a policy exists.  Unfortunately, what the mil retirement medical care might look like along with the changing landscape of US healthcare makes any assumption well down the road tough to make. 

That said, I think anyone considering pulling the handles on AD needs to strongly consider a G/R job at least for the first few transition years.  Things are all unicorns and ice cream cones right now in the airline biz, but that can change quickly.  Yes, I understand it's not 2001 again, but there have been many other periods of prosperity and "we all hit the lottery" attitudes immediately preceding a large downturn in the industry with large furloughs, pay-cuts and bankruptcy contracts.  Don't get caught up in the euphoria that comes with massive hiring and record industry profits.  It will stop again, it always does.  You can always decide to cut the cord later, but it's much harder to get back in that door after you've let it shut behind you.  If the party continues a few years from now and you really think you're out of furlough range, the Tricare isn't going to be worth it, the spreadsheet shows losses that outweigh the intangibles and mil leave options, then make the call then.

But early on as you transition, it's more than just a math problem and still goes way beyond simple dollars and cents, in my opinion.  Consider the source of those dollars and the potential volatility of them.  I'll always remember my furlough and the relief I had knowing I could fall back on my guard unit or maybe return to AD with relative ease.  Think hard before you make that choice.

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Posted

I am an O-4 nearing the 16.5 yr mark in the old retirement system with 4,500+ points toward a guard retirement and I am on first year pay with one of the Big 3, so for me, it is worth doing another 3.5 to get to 20. However, once I get into the 2nd year pay, I'll be looking for a nonflying job in the ANG or Reserves, maybe even points only.

Posted

Health insurance should not be a consideration. If your airline’s health insurance costs $800 per mo, TRS costs ~$300. That’s a savings of only $500 per mo. The airlines I have worked for I’ve had premiums of less than $100, and one reimbursed me for TRS so that was effectively $0.

 

I’d like to retire from my civilian job at age 60, so having free Tricare age 60-65 will be nice as I won’t need to pay $1000 per mo retiree premiums from my company.

 

Tricare for Life will be nice since I won’t need to pay for medigap or medicare advantage.

 

BLIM (Bottom line in the middle): health insurance is not a factor for my continued service—it’s merely nice.

 

The factor for me is the retirement and the RCSBP. If I die in the grey area my wife will immediately get an annuity.

 

RBLAB (Rock bottom line at the bottom): Tricare is pretty darn good, but there are more important motivating factors in my opinion.

 

 

 

Sent from my iPhone using Tapatalk

 

Posted
8 hours ago, joe1234 said:

If you live in an area where both your mil job and civ job are located, then IMO it can be a pretty good deal to stay in the reserves. In a situation where a guy who got out might stay in a narrowbody to maintain their QoL with relative seniority, a DSG/TR can maintain a similar QoL while bidding up to a higher paying seat.

True, but he asked about the value of doing both from a purely financial perspective. I suppose he could just bid a higher paying seat and fly the full schedule and do the G/R job on the days off.  In rare cases, one could sit reserve while logging pay periods at the unit.  Yours is a more reasonable perspective because (in most cases), it doesn't make any sense to separate compensation and quality of life in a hypothetical when you can't separate the two in actuality.

It seems when many people mention "Quality of Life", they actually mean "Quantity of Time Home". I live a short drive from my Guard unit and commute to my airline job. For me, if my time at home is spoiled by the workload, stress, and frustration of a G/R job that pays less than half, I'll choose to commute a full airline schedule and be a better person spending "quality" time with the family and other interests on my days off. I realize there are some nice G/R gigs where the flying is easy and the stress is low, I'm just not in one of them.

Posted (edited)
14 minutes ago, ThreeHoler said:

 


I’m relatively sure this is a good way to get in trouble if caught.

 

Nope - it’s normal and happens quite regularly.  

Siiting long call at your airline while logging a Ground Training Period or even sometimes a Flight Training Period is normal if you’re lucky enough to have both your domicile and unit close enough to each other.  

Edited by Tank
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Posted
17 hours ago, Gazmo said:

I am an O-4 nearing the 16.5 yr mark in the old retirement system with 4,500+ points toward a guard retirement and I am on first year pay with one of the Big 3, so for me, it is worth doing another 3.5 to get to 20. However, once I get into the 2nd year pay, I'll be looking for a nonflying job in the ANG or Reserves, maybe even points only.

This is exactly what I have seen in AFRC the last couple of years. Once guys hit 2nd year airline pay, the reserve job becomes a money loser - if you drop an airline trip for mil duty. If you do your mil job around your airline trips, sure you make that extra reserve money, but most guys would rather just have the time off.

Plus, the general ass-pain of the reserve job wears on folks. Little things, like - logging into a computer: Insert CAC, wait 10 to 15 secs for the computer to recognize it. Enter PIN, wait 69 seconds. Here comes the stupid pop up, oh, here is another, and, another. Finally, after 5 minutes, there is the desktop screen, click on Outlook, it opens, updates mailbox, 3 minutes later you can read email, blah, blah, and on and on. Oh yeah! Don’t forget the self aid buddy care, fire extinguisher training, trafficking in human persons, unexploded ordnance, etc, the same exact BS briefings you have sat through over and over and over and....

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Posted

If you guys read through the Green New Deal, you'd know that the pilot hiring wave is about to hit a brick wall, with furloughs all but inevitable.  In an unrelated note, Ocasio-Cortez's campaign contributions were released and her largest donor was the Aircrew Crisis Task Force.

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Posted
This is exactly what I have seen in AFRC the last couple of years. Once guys hit 2nd year airline pay, the reserve job becomes a money loser - if you drop an airline trip for mil duty. If you do your mil job around your airline trips, sure you make that extra reserve money, but most guys would rather just have the time off.
Plus, the general ass-pain of the reserve job wears on folks. Little things, like - logging into a computer: Insert CAC, wait 10 to 15 secs for the computer to recognize it. Enter PIN, wait 69 seconds. Here comes the stupid pop up, oh, here is another, and, another. Finally, after 5 minutes, there is the desktop screen, click on Outlook, it opens, updates mailbox, 3 minutes later you can read email, blah, blah, and on and on. Oh yeah! Don’t forget the self aid buddy care, fire extinguisher training, trafficking in human persons, unexploded ordnance, etc, the same exact BS briefings you have sat through over and over and over and....
Exactly. It took me two hours just to do two predeployment CBT's on ADLS the other day that should have taken about 30 minutes because of network issues. Our computer networks have become our weakest link in getting $hit done around the squadron. Whatever. It all pays the same. I'm just count'n the days.
Posted (edited)
3 hours ago, ThreeHoler said:


I’m relatively sure this is a good way to get in trouble if caught.

Why? It's only a problem if you get the call from scheduling in the air on a local low-level route and you have to break out of the formation and terminate the sortie early to make your 2 hour report. That sorta pisses people off. 😄

Edited by torqued
Posted
3 hours ago, ThreeHoler said:

 

 


I’m relatively sure this is a good way to get in trouble if caught.

 

Delta is the only company I've ever heard of that has the rule that you can't do military duty while on company time. Most other companies don't care as long as it doesn't affect their operation.

Example: You want to do something for points and/or pay. You're on a layover, long call reserve, or short call and you're able to leave your squadron immediately when called. At Delta this is prohibited. Most others OK.

Any Delta guys want to confirm this?

Posted (edited)

Yes mother Delta has some heartburn with dudes logging pay cards while on reserve or even on a trip.  They don't seem to like the idea of having two masters in the same day and the few reasons I have been fed are completely illogical and it's utter BS.  WRT Threeholers post, I haven't seen anything that says it's illegal, but I've honestly not taken a deep dive into the rules on it.  That said, I've been here over 4 years and have had zero issues wrt MLOA, of which I've taken a fair amount.  In my experience, they get the dynamic nature of mil duty and occasional stuff here and there isn't even on the their radar.  What really seems to burn them is consistent, strategic use of mloa to enhance your schedule. 

I was chatting with a tanker OG (AOO) today that has lots of part timer airline guys all over place.  His anecdotal evidence pointed at Delta and FedEx as the most strict about MLOA, based on which company he heard from the most. 

 

Break break

With respect to above posts about working mil around the airline.  I found that on the NB, I needed to drop a trip or a few days of reserve a month to keep from feeling like I worked the entire month.  Now that I'm on the WB, my schedules is so cush that I simply work at the Guard on my off days.  2x6-day (or 4x3-day)  trips at DAL, then 4 days at the Guard.  Living in base for both gigs is extremely helpful.  

Edited by SocialD
Posted
If you guys read through the Green New Deal, you'd know that the pilot hiring wave is about to hit a brick wall, with furloughs all but inevitable.  In an unrelated note, Ocasio-Cortez's campaign contributions were released and her largest donor was the Aircrew Crisis Task Force.
She is absolutely insane.
  • Upvote 2
Posted

AOC will realize her green new deal like trump will realize his wall.  Relax they’re just trying to get their base fired up.

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